Recently, the related topic of "before the retirement age, social security has been paid for 15 years, can I no longer pay money and wait for retirement?"
In this regard, the official WeChat of the Ministry of Human Resources and Social Security responded that Article 16 of the Social Insurance Law stipulates that individuals who participate in basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age will receive a basic pension on a monthly basis. After 15 years of social security contributions, the employer shall continue to pay for the employee's insurance participation in accordance with the regulations, and go through the retirement procedures after meeting the conditions for receiving benefits, and receive the basic pension on a monthly basis.
It stands to reason that this is an issue that should not be a cause for concern, let alone discussion. Because, whether it is a resident who has paid pension insurance or has not paid pension insurance, everyone knows that if you want to receive pension insurance when you retire, you must pay the pension insurance fund for 15 years. Employees who have not yet reached retirement age, even if they have paid pension insurance for 15 years, cannot receive pension insurance before retirement age, but must continue to pay. In addition to the Internet hype, it may also reflect a certain demand of the people to a certain extent.
You know, in the face of the poor macroeconomic environment, the difficulty of employment is increasing, the income expectation is not strong, some residents and laid-off employees are eagerly waiting for the arrival of pension time, if you can receive a pension earlier, even if the standard is not high, the income is not much, it is also a stable income, which can be used to make up for the needs of family life, and can also reduce the pressure of reemployment.
From a practical point of view, some laid-off employees in the loss of jobs, lost the source of income, in order to ensure that the pension can be continued, but also must continue to pay the pension by the individual, otherwise, the previous pension will be invalid, the new job is not found, the pressure is indeed not small, anxiety will become more and more intense, the mood for pension is more and more urgent. When the rumor spread on the Internet that "before the retirement age has been reached, the social security has been paid for 15 years, you can no longer pay money and wait for retirement", it is natural to wait for the official response with a suspicious mentality, expecting that this is true news, and will consciously or unconsciously become a new disseminator of fake news. When more and more people spread it, it will also make fake news become real news. Many people will be very disappointed when the official response clarifies that it is fake news, and the fake news will disappear for a long time.
However, even if the fake news disappears, it does not mean that the anxiety of residents will also disappear. The problems caused by the poor employment situation and the lack of income sources still weigh on the hearts of many residents like a stone, leaving them a little breathless and then very anxious. In other words, the problem of endowment insurance is only a symptom, and the real problem is employment and income, how to face the problems of housing loans, schooling, medical treatment, etc. When household spending is higher than income, income cannot meet expenditure, and there is no accumulation, the expectation of income will become stronger and stronger. Receiving pensions as soon as possible will naturally become an expected goal for some residents to alleviate psychological anxiety. Although they know that this goal will take years, more than ten years or even longer, it will also become a goal to expect various rumors to become a reality and allow them to receive their pensions sooner.
This also means that while refuting rumors, the relevant parties should also conduct in-depth analysis and reflection on the causes of the problems, and should not only be satisfied with refuting rumors, but also based on solving the problems of residents' lack of income sources and great difficulty in finding employment, so that residents can eliminate psychological anxiety in employment and income growth. Otherwise, no matter how much the rumors are refuted and how they are explained, it will not have much positive impact on the residents. On the contrary, it will bring more disappointment.
It is not difficult to explain and explain a false rumor, or to refute a rumor that has already arisen. With the development of the Internet, the responses and refutations of rumors by authoritative departments can soon be transmitted to every household through the Internet, so that those who once believed rumors or half-believed them can dispel empty thoughts. However, the anxiety and uneasiness hidden in the hearts of the vast number of residents require governments at all levels to adopt more effective measures to speed up economic development, intensify industrial development, and strengthen support for small and medium-sized enterprises, so as to open up more channels and broaden more channels for residents' employment. Once residents have unimpeded employment, their sources of income increase, and enterprises can pay social insurance funds for them in full and in a timely manner, they will not believe the rumor that "you can sit back and wait for retirement after 15 years of social security contributions", and the rumors will be self-defeating. Therefore, the pressure of work is still on the governments at all levels, and the heavy responsibility of the work is also on the governments at all levels, that is, to vigorously develop the economy, develop industries, and develop the social service industry, effectively broaden the employment channels, and let the vast number of residents have jobs to go to, jobs to do, and income to take.