The Theoretical Study Center Group of the Party Committee of the People's Bank of China wrote in the People's Daily that "to promote high-quality financial development and build a strong financial country, we must adhere to the combination of rule of law and rule of ethics, vigorously carry forward the excellent traditional Chinese culture, and actively cultivate a financial culture with Chinese characteristics." At the opening ceremony of the seminar on promoting high-quality financial development for major leading cadres at the provincial and ministerial levels, General Secretary Xi Jinping clearly put forward the major topic of cultivating a financial culture with Chinese characteristics, profoundly clarified the core essence of financial culture with Chinese characteristics, and pointed out the direction for the financial system to vigorously promote the excellent traditional Chinese culture and actively cultivate a financial culture with Chinese characteristics.
1. Comprehensively understand the profound ideological foundation and important practical significance of cultivating a financial culture with Chinese characteristics
The excellent traditional Chinese culture provides a profound ideological and moral foundation for cultivating a financial culture with Chinese characteristics. Culture is related to the foundation of the country and the fortune of the country, and is the soul of a country and a nation. Our party adheres to the "two combinations", constantly promotes the Sinicization and modernization of Marxism, and guides the cause of the party and the country in the new era to achieve historic achievements and historic changes. In particular, the "second combination" has allowed us to grasp the ideological and cultural initiative, and it has a powerful effect on the road, theory and system. The excellent traditional Chinese culture has a long history, broad and profound, and is the crystallization of the wisdom of Chinese civilization. To promote the high-quality development of finance and build a financial power, it is necessary to use the excellent traditional Chinese culture to empower the financial development in the new era, fully absorb the rich ideological and moral essence of the excellent traditional Chinese culture, such as "a promise of a thousand gold", "good for the world" and "benefiting the common people", actively cultivate a financial culture with Chinese characteristics, and guard the root and soul of the modern financial system with Chinese characteristics.
Cultivating a financial culture with Chinese characteristics is an inevitable requirement for promoting high-quality financial development and building a financial power. The prosperity of a country and a nation must be supported by the prosperity of culture. Promoting high-quality financial development and building a financial power are inseparable from the strong support and rich nourishment of culture. Cultivating a financial culture with Chinese characteristics is an inevitable requirement for the financial system to adhere to the people-centered value orientation and practice the political and people-oriented nature of financial work, to provide financial services to the real economy and provide high-quality financial services for economic and social development, and to effectively prevent and resolve financial risks. It is an inevitable requirement to maintain the steady operation of the financial system, to adhere to the problem-oriented approach and solve the deep-seated contradictions and problems in the financial field, and to adhere to integrity and innovation, promote high-quality financial development, and take the road of financial development with Chinese characteristics.
2. Deeply grasp the connotation and practical requirements of financial culture with Chinese characteristics
Be honest and trustworthy and do not cross the bottom line. People cannot stand without trust, and the excellent traditional Chinese culture emphasizes the importance of faith and fulfillment of promises. The socialist market economy is a credit economy, and the financial industry is based on credit, and it is difficult to move an inch without integrity, so we must adhere to the spirit of contract, abide by market rules and professional ethics, and insist on being an honest person, telling the truth, and doing honest things. It is necessary to carry forward the tradition of "iron abacus, iron account book, and iron regulations", insist on not making false accounts, and stress principles and abide by the rules. It is necessary to strengthen industry self-discipline, persist in repaying debts, cherish reputation, do not rely on old people, and ban those who are seriously untrustworthy from business for life. It is necessary to further improve the establishment of the social credit system, promoting the formation of a social credit environment in which "trustworthiness benefits and punishments for untrustworthiness".
It is necessary to seek profit from righteousness, not profit. "The first righteous and then the beneficiary is honored, and the first profit is followed by the righteous is humiliated". The excellent traditional Chinese culture contains the economic ethics of enriching the people and benefiting the people, and taking into account justice and benefit. Finance has the dual attributes of functionality and profitability, and it cannot simply aim at profitability, and profitability must be subordinated to function. The financial industry should establish a correct concept of justice and benefit, adhere to the priority of national interests and the interests of the people, enhance the diversity, inclusiveness and accessibility of financial products and financial services, earnestly fulfill social responsibilities, realize the symbiosis and co-prosperity of finance, economy, society and environment, and make the results of high-quality financial development better benefit the people.
It is necessary to be prudent and prudent, and not to rush for quick success. The excellent traditional Chinese culture emphasizes that "if you want to be fast, you will not be able to achieve it, and if you see small profits, you will not be able to achieve big things". "Prudence and prudence" is the business wisdom and survival rule summarized through long-term practice. It is necessary to adhere to the general tone of the work of seeking progress while maintaining stability, coordinate development and security, openness and security, take into account the short-term and long-term, steady growth and risk prevention, and internal and external balance, grasp the relationship between stability and progress, and earnestly safeguard currency stability and financial stability. We will further improve the macro-prudential management system, steadily promote the prevention and resolution of financial risks in key areas, strengthen the construction of a financial stability guarantee system, and firmly adhere to the bottom line of preventing systemic financial risks. The financial industry should establish a correct outlook on management, performance and risk, look at both the present and the long-term, not be greedy for short-term profits, not be impatient and rash, not exceed the ability to bear excessive risks, and adhere to steady and prudent operation.
It is necessary to be honest and innovative, and not to deviate from the real to the virtual. Integrity and innovation are important positions, viewpoints and methods of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era. The real economy is the foundation of finance, and finance is the blood of the real economy. To uphold integrity is to persist in taking financial services for the real economy as the fundamental purpose, earnestly strengthen high-quality financial services for major strategies, key areas, and weak links, and strive to do a good job in the "five major articles"; innovation, that is, to better serve the real economy and facilitate the people, and promote the development of financial innovation on the track of marketization and rule of law, and not to engage in pseudo-innovation and indiscriminate innovation that deviates from the needs of the real economy and evades supervision.
It is necessary to comply with the law and do not act arbitrarily. "The Dharma is the standard of the world. "The excellent traditional Chinese culture contains a wealth of ideas on the rule of law, emphasizing the importance of law to national order. The financial sector is a field of strong supervision and rules, and the vitality of the financial industry depends on the market, and order depends on the rule of law, and the whole must operate on the track of rule of law. It is necessary to promote legislation in key financial areas and emerging fields in a timely manner, increase enforcement efforts, bring all financial activities under supervision in accordance with the law, continue to crack down on illegal financial activities with a zero-tolerance attitude, and achieve financial supervision from horizontal to edge and vertical to the end. Financial management departments, financial institutions, and employees should firmly establish a sense of the rule of law, strictly abide by discipline and law, and conscientiously administer and operate according to law.
3. Actively explore effective ways to cultivate a financial culture with Chinese characteristics
Firmly adhere to the correct political direction and adhere to the party's overall leadership over the construction of financial culture. The leadership of the Party is the most essential feature of adhering to the path of financial development with Chinese characteristics and the most fundamental political advantage of building a financial power. To cultivate a financial culture with Chinese characteristics, it is necessary to uphold and strengthen the party's overall leadership, and effectively transform the party's political and institutional advantages into practical results in strengthening cultural construction. Party organizations at all levels in the financial system should thoroughly study and implement Xi Jinping's economic thought, especially the spirit of General Secretary Xi Jinping's important exposition on financial work, understand and grasp the cultivation of financial culture with Chinese characteristics in the overall situation of promoting high-quality financial development and building a financial power, and firmly grasp the correct direction of cultural construction. It is necessary to earnestly shoulder the main responsibility of strengthening cultural construction, and take the cultivation of financial culture with Chinese characteristics as a long-term task to implement the spirit of General Secretary Xi Jinping's important exposition on financial work, and always make unremitting efforts for a long time.
Pay close attention to implementation and build a team of loyal, clean and responsible financial cadres. General Secretary Xi Jinping profoundly expounded the core essence of financial culture with Chinese characteristics with the "five wants and five noes", and the financial system must adhere to the integration and integration, and implement the details and small, and reflect the requirements of the "five wants and five noes" in financial supervision, industry norms, management concepts, codes of conduct, business processes and other aspects, so that the "five wants and five noes" can truly become the work orientation and action yardstick of the financial system, and become the behavior habits and consciously followed by financial practitioners every day. The vast number of cadres and workers of the People's Bank of China should, in accordance with the requirements of being politically competent, competent, and professionally competent, consciously cultivate the political character of loyalty to the party and firm conviction with a financial culture with Chinese characteristics, and practice the political and people's nature of financial work with practical actions. Cultivate the spirit of integrity, innovation, and overcoming difficulties, be proficient in financial business, grasp the laws of financial work, pay close attention to the implementation of work, and continuously improve the ability and quality to promote high-quality financial development.
Establish a clear value orientation, and shape the good spiritual outlook of the financial industry with a financial culture with Chinese characteristics. Adhere to the cultural people, and further give play to the role of financial culture with Chinese characteristics in educating people. Based on the financial practice in the new era, deepen the publicity, research and interpretation of financial culture with Chinese characteristics, organically combine the cultivation of financial culture with Chinese characteristics with the in-depth practice of socialist core values, give full play to the demonstration and leading role of advanced models and the warning education role of negative models, and guide the majority of cadres and workers in the financial system to learn from benchmarks and follow examples on the basis of knowing and respecting, guarding against fear, and abiding by the bottom line. It is necessary to promote and improve the self-discipline mechanism of the industry, clarify the code of conduct, strengthen accountability, correct the industry atmosphere, invigorate the mental outlook of cadres and employees in the financial system, and provide strong ideological guarantees, strong spiritual strength and favorable cultural conditions for promoting high-quality financial development and building a financial power.
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