For many professionals, I believe that social security is no stranger, before entering the company, generally speaking, the company will handle social insurance for its referred to as social security, so as to ensure the rights and interests of employees, during the payment of social security, employees can see a doctor, maternity can be reimbursed a certain proportion, and once the payment is stopped, not only affect the pension at the time of retirement, but also affect the reimbursement of hospitalization and other expenses during the period!
As for the payment period of social security, many people generally have such an idea, as long as the employee has paid for 15 years, he can no longer continue to pay, only need to reach the retirement age, and receive the pension normally! But in fact, is this really the case? In this regard, the Ministry of Human Resources and Social Security officially responded to the matter, and they said that in accordance with the provisions of relevant laws and regulations, individuals who participate in the basic endowment insurance and have paid for 15 years when they reach the statutory retirement age will receive the basic pension on a monthly basis.
For in-service employees, even if they have paid for 15 years, before reaching the legal age, the employer still needs to continue to pay social security for the employee until the retirement age, and after meeting the retirement conditions, go through the retirement procedures, and receive a monthly pension as required. That is to say, if you want to retire, you must pay 15 years of social security every month, which is the basic premise, but it does not mean that you can wait for retirement with peace of mind after 15 years of social security, as long as you are an active employee, you still need to continue to pay social security as required until retirement. Then some people may ask, if I am employed and have paid social security for 15 years, can I discuss with the company to stop paying social security?
In this regard, Tang Huang, a lawyer at Hunan Tiandiren Law Firm, said that social insurance is a social security system established by national legislation, and employers and employees must participate in social insurance in accordance with the law. In accordance with the provisions of the relevant laws, the employer needs to register the employee for social security within 30 days after joining the company, and if someone fails to pay for the employee as required, it needs to make up and add a detention penalty, and if the employee still fails to pay within the time limit, the relevant administrative department will punish him. It can be understood that as long as the employment and the employer establish a labor contract, then the company is obliged to pay social security for the employee, which is a mandatory insurance, not optional, so even if the employee has paid for 15 years, according to the relevant regulations, it is still necessary to continue to pay, until retirement, not what everyone thinks, as long as it is 15 years, you can stop paying!
In fact, paying social security is a good thing for both employees and companies, and for employees, they can enjoy relevant reimbursement policies for illness, hospitalization or childbirth during this period. For enterprises, once an employee is injured at work in the course of work, the work-related injury insurance fund can pay the prescribed medical expenses and work-related injury benefits, so as to reduce the risk of work-related injury expenses of the employer.