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You don't know the essence of the heavy tasks of banks Are bank work very volatile and bad?

author:Financial Culture Review

The fundamental reason why bank work has become the focus is that the contrast between those outside the bank who feel that the income of the bank employees is too high, and the bank employees feel that the income is low, the tasks are heavy, and the pressure is high.

What do you think of bank work? Is bank work really rolly? Do those who leave the bank really think the bank sucks? Do bank employees really hate tasks?

You don't know the essence of the heavy tasks of banks Are bank work very volatile and bad?

First of all, is the work of the current state-owned banks all rolled up like this? Look at what the internal staff have to say

For a long time, people in the bank have believed that the work of a large state-owned bank is the most advantageous: holding the income of a joint-stock bank, enjoying the treatment and benefits of a public institution, having no task pressure, and being promoted and promoted step by step, is the most desirable aspect of the banking system.

But the big state-owned banks are also very involved, and they are not as relaxed and happy as they imagined. A friend from a large state-owned bank complained that the work of a large state-owned bank is too much at present.

Netizens chatted with the elites of the four major state-owned banks, talking about the current environment, various economic structure upgrades, banking business transformation, and of course, also talking about their current jobs and incomes.

A department manager who has worked in the provincial branch of the Bank of China for eight years said that the bank work is getting closer and more difficult, and the grassroots complain that the income is too low, in fact, the income of the provincial branch is getting lower and lower, and after deducting six insurances and one housing fund and enterprise annuity every month, the money that can be stably obtained is more than 4,000 a month, and the pressure on life is very great. Of course, we didn't ask him how much the quarterly performance and year-end bonus were other than salary? After all, bank employees do not live on salary, and performance and year-end bonus are the main thing.

A manager of the city branch of the Agricultural Bank of China said that the income of the Agricultural Bank of China was not high in the first place, and it is still decreasing year by year, and employees complain every day that the monthly salary is 3,000 yuan, and this phenomenon exists in large numbers at the grassroots level, especially in underdeveloped areas and cities with poor business foundations, and the annual salary of the branch presidents below the prefecture is more than 200,000 yuan.

The little girl of ICBC is an undergraduate student who joined last year, and she has not yet turned positive, and her monthly salary income is about 3,000, but she works a lot of overtime every day, although some overtime is not mandatory, but there is an invisible pressure, you can't go if the leader doesn't go, you can't go if your colleagues don't go, and the more and more work you do, and I don't know if I can stick to it.

The treatment of CCB in the four major state-owned banks is the best, the little girl of CCB is a graduate student who just entered the bank last year, and the salary is two or three hundred more than the little girl of ICBC, but the work pressure is also very great, getting off work at 9:10 o'clock every night is the norm, usually attendance and punching are very strict, training, meetings are particularly much, and now some young people can not stand too many constraints of the bank, some people resigned and went to the joint-stock bank as a customer manager, although there is task pressure but the work is relatively free.

Many people have no experience of working in a bank, and they don't know whether the bank's various complaints are true or false, and then they follow all kinds of comments and discussions, but they don't know that everything is good or bad, and they know how much pressure they have, but it is also an indisputable fact that large state-owned banks are becoming more and more involved, and this trend will not change.

You don't know the essence of the heavy tasks of banks Are bank work very volatile and bad?

Secondly, when I was in the bank, I had a limited understanding of the bank, and after leaving the bank, I found that the bank was not as bad as I imagined

Many people think that they really know the bank when they are in the bank, and they feel that they have seen through the bank, but once they leave the bank, they find that their knowledge of the bank is very limited, and there is a big deviation between the bank they imagine and the real bank.

The friend is a former colleague who has left the bank. In the chat, he said what the bank looks like in the eyes of those who have left the bank.

He said that when he worked in the bank, he saw the shortcomings and shortcomings of the bank, and felt that the bank's system lacked fairness, and that it relied more on relationships and resources, and those who had resources and connections obtained more resources, were promoted quickly, promoted quickly, had high incomes, and were valued, while those ordinary people who did not have resources and social relations became the stepping stone and the denominator of promotion for others, and it was difficult to help them with promotion; there were too many rules and constraints in the bank. The system management is too strict, there is no freedom and space, and if you are not careful, you may be punished, and even be punished by demotion, demotion, and cancellation of qualifications. More importantly, the work of the bank is very cumbersome, every day is the same, it is too difficult to improve and grow, and it belongs to the kind of boredom that can be seen at a glance of retirement; moreover, there are too many meetings and trainings in the bank, and there are endless summaries, reports, and plans, and the workload is huge; tellers also have to endure the abuse and accusations of customers, and even apologize if there is no mistake, which is really "unbearable for uncles and aunts."

Taking advantage of the fact that he had not lost the courage and ability to break the circle, and was also worried that he would become a "wasted person" in ten or eight years, and it would be difficult to adapt to the survival and development of the future workplace outside the bank, my friend chose to leave the bank and entered a private company through his family connections.

After leaving the bank, I felt that the sky was blue, the water was green, and my heart was bright, I didn't need to wear overalls, there were no strict institutional constraints and rules and regulations of the bank, and there was not so much overtime, and I felt that life should be like this.

But after a period of time, the feeling is not so good, more and more contact with the enterprise, see the various injustices in the workplace, it seems that the injustice of the bank is not so serious, in the enterprise has more attention to people with resources and social relations, and those ordinary people are more rare to get the opportunity, only to know where resources and social relations have advantages; there are not so many rules and institutional constraints in the enterprise, but it is precisely this that makes people feel at a loss, and their hearts are more unsteady; although there are customers accusing and abusing in the bank, most customers are more respectful, and enterprises are not, enterprises do not have a bank platform, and nature does not have the advantages of banksThe relationship between colleagues in the bank is relatively simple, and the social workplace is more sinister; the enterprise does not have the bank's income stability, nor does the bank's job stability, so it feels that the bank's retirement job is also a kind of workplace happiness, and it is better than worrying every day that you don't know when you will have to look for a job again.

Looking back, it doesn't seem that the banks are as bad as they were previously thought. When working in a bank, I know too little about the bank, there is no harm if there is no comparison, and then looking back at the bank may be more objective, where there is no gain without paying, the same is true for enterprises, the same is true for banks, the difference is that there will be gains in the bank, and there may not be a return on paying in the enterprise, which is the biggest difference.

No matter where you work, whether it's a business or a bank, you can't have it both ways, the choice is the most important, and whether it suits you is more important.

You don't know the essence of the heavy tasks of banks Are bank work very volatile and bad?

Third, can you imagine that? This is the sober way of saying in the world! Bank employees say that you don't know how much you like the tasks of the bank

Almost everywhere on the Internet, there are remarks about the bank's many tasks and high pressure, especially the bank's grassroots employees are deeply disgusted by the bank's various tasks, not only many tasks, heavy tasks, and many indicators, but also many assessments and assessments. Because of this, some bank employees resign from the bank because of the heavy tasks and the pressure of many tasks, and the parents of some bank employees also question the inhumanity of the bank because of their children's heavy tasks, saying that the children are too stressed and emotionally affected, and the bank has a task seems to have become the root of all evil in the bank.

Everyone must have heard of one person in the bank, and the whole family is busy, and they must have heard of sitting up in the middle of the night and saying that I was pulling deposits. It can be seen that the heavy tasks of banks are obvious to all, and it is normal for bank staff to be averse to various tasks.

But are bank staff really disgusted with the bank's various tasks? Can you imagine it? Some bank staff actually like the bank's indicators and tasks, what is going on?

Yesterday, I saw a post by a netizen claiming that in the face of all kinds of doubts and even insults on the Internet about the heavy tasks of the bank, as a grassroots employee of a bank, he laughed unkindly! People who do not work in a bank will never know how much a bank employee likes these tasks assigned by the bank!

Why? Because do you know why bank employees like the tasks of the bank? Because what you don't know at all is what is behind every task and target that the bank gives you, which is the bonus, the fee, and all kinds of rewards, and that's the essence of the thing.

What does the bank's task mean? It means benefits: There will be fees and rewards for depositing in the bank, whether it is salary, performance or year-end bonuses, all of which are related to deposits and profits; if you have a large amount of deposits, you may be promoted quickly in rank and position, and your salary will be raised quickly, and your performance will be high every quarter, and there will be considerable marketing expenses; there will be additional incentives for a single deposit task of the bank, including fees and rewards, which is also an effective way and way to increase income.

Indicators such as credit cards, funds, insurance, business loans, consumer loans, and even the number of accounts opened by the bank are followed by various rewards, as long as you work hard to complete a task, you may get the rewards and fees given by the task. If the bank doesn't place these tasks, where will your rewards and fees come from?

In fact, the bank misunderstands the meaning of bank performance and rewards, thinking that I should get a bonus as long as I complete my job, but in fact it is wrong, I should only get a salary for completing my work, and I should get a bonus only if I complete my work and complete various tasks better.

Is there any pressure on the bank to have more tasks? Of course there is pressure for most people! But if you want to make more money and get more income, you naturally have to bear more pressure, just like many factories, it is a reason that workers want to get more income mainly by working overtime and completing more tasks. Why do many people think that it is reasonable for a factory to work overtime to complete more tasks and get more income, but it is unreasonable for a bank to increase its income through target tasks? It is understandable that employees complain about the pressure of bank tasks, but there is really no need to abuse and question the bank! In any industry or profession, it is a workplace rule that only by completing more tasks can we get more bonuses. The advantage of the bank is that if you do not complete a single task, it will affect your performance, and it will affect your promotion, and it will not affect your salary and basic income.

Those who complain about the bank's many tasks and pressure every day do not want to take on more tasks and pressure, but also look at others taking more money and blushing, which is a typical unkindness.

Whether bank work is good or not? We cannot generalize about the opinions of the benevolent and the wise, but if you look at the recruitment of famous schools, master's degrees, and doctorates in banks every year, they are all crowded! You have already come to a conclusion. Those who question the heavy tasks of banks are too ignorant, do you think bank employees should not have task pressure?

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