Recently, many investors are asking: The May Day holiday is coming, can the fund I bought still have income during this period?
As we all know, during the long holiday, many trading markets, including A-shares, will suspend trading. This means that our funds are "lying flat" during this time. Is there a good way to keep the money "busy" during the holidays and generate income for us?
In fact, smart investors have already cleverly arranged the growth plan of idle funds outside of the play plan. They know that the holiday season is not only a time to relax, but also a good time to manage their finances.
Today, I would like to introduce you to bond funds, grasp the right time to buy, and you can enjoy an additional 5-day income opportunity.
Bond funds mainly invest in bonds, which are like "IOUs" obtained after lending money to others, agreeing on the time and interest of repayment. Therefore, the income of a bond fund is mainly composed of two parts: one is the income from the rise in the price of the bond, and the other is the interest income generated by the bond itself. This feature makes bond funds relatively more stable, and even if the stock market fluctuates or is closed, it will not have much impact on the return of bond funds. For investors who are looking for solid income, bond funds are a good choice.
Although bond funds do not trade during the May Day holiday and do not update their net worth and income, the bonds they hold will still generate interest income. These interest income will be credited to the fund's net value on the first trading day after the holiday ends. Therefore, if you want not to miss this part of the interest income during the holiday, it is important to choose the right time to buy. (Note: However, if the bond price fluctuates on the first trading day after the holiday, there may be a situation where the return is 0 or negative)
Bond funds are the same as money market funds, subscribe on T day, confirmed on T+1 trading day, if you want to enjoy the income during the holiday, please buy before 15:00 on April 29.
You can pay attention to several bond funds under Guolian Fund~
Warm reminder, close to the holiday, some funds may suspend subscription, please refer to the fund announcement for details.
If you want to enjoy the benefits of the May Day holiday, you must pay attention to the buying time, and it is recommended that you subscribe in advance~
Data source: Guolian Fund regular report, as of March 31, 2024. Guolian Ruixiang Pure Bond was established on 2020.02.19, with a yield of 1.46%/1.35%, 4.76%/4.80%, 1.45%/1.13%, 6.23%/5.91% from 2020 to 2023, and the benchmark yield for the same period is -1.19%, 2.10%, 0.51%, and 2.06%. Fund Manager Description: 2020.02.19 to the present, Wang Yue management, Guolian Yihai 30-day rolling short-term bond was established on 2022.04.26, 2022-2023 annual yield of 1.38%/1.22%, 4.20%/3.99%, the same period of performance benchmark yield of 1.32%, 2.42%, Fund Manager Description: 2022.04.26 to now for Han Zhengyu management, 2022.11.02 to the present is managed by Pan Wei, Guolian Yingze short-term bond was established on 2020.06.17, with a yield of 0.53%/0.38%, 3.61%/3.31%, 1.96%/1.65%, 4.67%/4.47% from 2020 to 2023, and the benchmark yield for the same period is 0.86%, 3.27%, 2.49% and 2.61%. Fund Manager Description: 2020.06.17-2022.04.11 is managed by Wang Yue, 2022.04.11 to be managed by Han Zhengyu, 2022.07.18 to now is managed by Pan Wei; Guolian Yihong 90-day rolling bond was established on 2022.06.21, with a yield of 0.72%/0.61% and 5.05%/4.83% in 2022-2023, and a benchmark yield of 0.96% and 3.19% in the same period. Source of the above data: Periodic report of the League of Nations Fund.
Funds are risky and should be invested with caution. Guolian Ruixiang Pure Bond, Guolian Yihai 30-day Rolling Holding Short-term Bond, Guolian Yingze Short-term Bond, and Guolian Yihong 90-day Rolling Holding Bond have a risk level of R2-medium and low risk, which is suitable for C2 and above investors. This article is for informational purposes only, and under no circumstances does the information or opinions expressed in this article constitute investment advice to anyone, and the content and opinions in the article are based on the results of analysis of historical data, and there is no guarantee that the content and opinions contained will not change in the future. Before you make an investment decision, please carefully read the fund contract, fund prospectus and fund product key facts statement and other product legal documents and risk disclosures, fully understand the risk-return characteristics and product characteristics of the fund, carefully consider the various risk factors existing in the fund, and fully consider your own risk tolerance according to your own investment objectives, investment period, investment experience, asset status and other factors, and make rational judgments and prudent investment decisions on the basis of understanding the product situation and sales suitability opinions. After making an investment decision, the investment risk caused by changes in the operation status of the fund and the net value of the fund shall be borne by the investor.