What should I do if I need money urgently and can't turn over funds?
"No collateral, low interest rate, high amount"
The online loan platform disburses money quickly!
？？？
Be wary of copycat financial platforms
Beware of getting poorer the more you borrow!
Event recap
"In order to avoid the lapse of your loan amount of 189,129.7 yuan, please click the link to view the form".
Recently, Mr. Li in our county received a text message from "Du Xiaoman Finance".
Mr. Li happened to be nervous about money, and out of trust in "Du Xiaoman", he clicked on the link and downloaded the APP.
According to the prompt of the "salesman", Mr. Li uploaded his personal information to the platform.
"You only need to provide your bank card number, and 50,000 yuan will be credited to your account immediately." The "salesman" feedback can apply for a loan of 50,000 yuan for him.
After Mr. Li entered the card number, the platform showed that the loan had been frozen due to the wrong card number, and he was required to pay a 50% deposit, promising to return all of it later.
After a while, prompts such as "system abnormal" and "account frozen" appeared, requiring them to continue to pay the deposit.
Mr. Li was anxious, and suddenly received a call from the police, "Hello, you may have encountered fraud, please stop the relevant operation immediately!"
Mr. Li was skeptical at first, but under the patient persuasion of the police, he gradually realized that he might have fallen into a loan scam!
"If you look carefully, although the fonts and icons of the two are very similar, the interface of this APP you downloaded is messy, pop-ups are flying, and the advertising words are very tempting, it must be a copycat version, fake ......"
After the police explained in person, Mr. Li suddenly realized that he had terminated the transfer.
Routine analysis
1. Promote drainage and confuse the public
Criminals create icons and names similar to regular APP software to confuse the public, and publish false advertisements through phone calls, text messages, social software, etc., under the guise of "no collateral, high amount, no credit investigation, and quick loan", to lure parties to download fake loan apps or log on to fake websites.
2. Inducement and fraud
After gaining the trust of the parties, the criminals will demand the payment of "deposits" and "handling fees" on the grounds of operational errors, credit problems, insufficient turnover, etc., so that the parties will fall deeper and deeper.
3. Wait for the opportunity to block and close the platform
After the money arrives, the criminals will close the app or website and block the person.
Precautionary points
1. Do not easily click on unfamiliar links and download unknown APPs.
2. Do not disclose important information such as bank card number, password, and verification code to strangers.
3. Anyone who asks for membership fees, security deposits, unfreezing funds and other fees before taking out a loan is a fraud!
Source: Rudong Public Security Micro Police
Editor and producer: Jiang Xun
Reviewer: Meng Zaiyue
Review: Feng Zhiming