At noon in summer, the sun shines like a golden liquid in the courtyard, and every leaf shines brightly. Ah Xing sat on a wicker chair, holding a yellowed pension policy manual in his hand, his brows furrowed, as if thinking about something.
"Ah Xing, are you still studying that pension policy?" said the neighbor Lao Wang, who walked over and asked with a smile.
Ah Xing raised his head and sighed: "Yes, Lao Wang." I heard that the pension will be merged in 2024, and I don't know the bottom of my heart. I don't know how much pension I can get at that time, and how to get more. ”
Lao Wang laughed: "You old stubborn, you are always so worried." But to be honest, I'm quite concerned about that. After all, our generation is counting on that pension. ”
The two fell into deep thought, and the sound of cicadas in the courtyard came and went, adding to the summer heat.
Suddenly, Ah Xing's eyes lit up, as if he thought of something: "Lao Wang, you said that if we plan in advance and pay more pension insurance, will we be able to receive more pensions?"
Lao Wang scratched his head: "Well, I don't know very well." However, I heard that there is indeed such a saying, and the more you give, the more you receive. ”
Ah Xing stood up and patted the manual in his hand: "Then we have to study this policy carefully." See how we can maximize our benefits. ”
In the following days, Ah Xing and Lao Wang became the "pension research group" in the courtyard. They consulted a lot of information, consulted professionals, and even joined some pension discussion groups. Every day, the two would exchange ideas in the courtyard and discuss various possible solutions.
Ah Xing found that it turned out that receiving a pension was not just as simple as paying more and receiving more. It also involves a number of factors such as the number of years of payment, the payment base, and the balance of personal accounts. Moreover, with the continuous adjustment and improvement of policies, the calculation method of pension is also constantly changing.
"Lao Wang, look here, this formula is used to calculate how much pension we can receive each month. Ah Xing pointed to a text in the manual and said.
Lao Wang leaned over and looked at it: "Oh, it's so complicated." I don't know how to read that, an old man. ”
Ah Xing smiled: "It's okay, I'll explain it to you." In fact, to put it simply, it is to increase our payment period and payment base, while keeping the balance of the personal account stable. In this way, you can receive more money after the pension is merged. ”
Lao Wang nodded: "Oh, I understand." Then we have to pay more insurance and save more money. ”
Ah Xing added: "That's right, but you can't hand it over blindly. We should make reasonable plans according to our actual situation and economic ability. After all, pensions are only part of our later life, and we also have to consider other expenses. ”
The two continued to study the pension policy in depth, and the sun in the courtyard gradually set in the west, but their enthusiasm did not diminish in the slightest. They believe that as long as they plan carefully, they will live a more fulfilling and happy life in their later years.
Time flies like water, and in the blink of an eye, it's 2024. The pension merger policy was officially implemented, and Ah Xing and Lao Wang also ushered in their long-awaited moment.
On the day of receiving their pensions, Ah Xing and Lao Wang came to the bank early. They waited in line, their hearts filled with excitement and anticipation. Finally, it was their turn.
Ah Xing handed his ID card and related materials to the staff, and then nervously waited for the results. After a while, the staff handed him a pension slip.
Ah Xing took the list and saw the numbers on it at a glance. He froze, then smiled happily. He turned to Lao Wang and said, "Lao Wang, we have succeeded! We have received more pensions than expected!"
Lao Wang also excitedly took his receipt form, looked at the numbers on it, and smiled from ear to ear: "Haha, yes! We are really not busy in vain!"
The two hugged each other, and their joy was palpable. They know that it is all the result of their careful planning and hard work. Not only do they lay a solid foundation for their later life, but they also set an example for those around them.
On the way home, Ah Xing and Lao Wang walked in the summer sun, their hearts full of hope and expectation. They know that there is still a long way to go, but they have already taken a solid step. They will continue to plan their lives with their hearts and enjoy a happy old age.
And this story also teaches us that we should not blindly worry and wait in the face of life's changes and challenges. On the contrary, we should actively understand, plan, and work hard. Only in this way can we find our own happiness and success in a changing world.
Let's take the story of Ah Xing and Lao Wang as an example and bravely face the challenges and changes in life. No matter how bumpy and uncertain the road ahead is, as long as we plan and work hard, we will definitely be able to find our own happiness and success.
Finally, let us look forward to a better future together, a world full of hope and happiness. In this world, everyone can enjoy the fruits and rewards of their hard work and live a full and happy life.