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Text: Carry the lantern forward
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(Source: All content stated in this article is based on reliable sources, and is repeated at the end of the article)
Now that the Spring Festival has passed, it has entered the 2024 stage, and people are putting themselves into work in order to make money, but you have found that some people are getting poorer and poorer.
In society, there are four kinds of people who are like this, and for the rest of the time, may keep it all the time, hoping that you are not in it.
Spending too much doesn't manage money
Consumption is a common habit in our daily life, and at the same time, it is gradually forming a concept.
For the market, only when everyone consumes, will businesses earn costs and profits, and consumption is the need to promote development.
On the other hand, consumption is nothing more than satisfying life and spiritual needs.
Nowadays, there are endless varieties of goods, whether it is food or daily use, they are dazzling and dazzling, and it is precisely because of this that people will be stimulated to consume.
However, as consumption progresses, people vary in their perception of consumption.
The vast majority of people may have a certain measure of consumption, in their opinion, consumption is to make life better, if you need to consume, if you don't need it, why waste money.
It can be said that many people are in the middle of low consumption and financial management, why do you say that?
Low consumption is very rare in society, after all, now in the Internet era, there is always a need to consume when going out, for low consumption people, thinking is more conservative, and they will always hold the money in their hands and can't spend it.
Of course, this does not include the elderly, after all, the elderly prefer traditional consumption concepts, and low consumption is still a normal thing.
Not to mention those who manage money, very few people can do this, because they need to face all kinds of pressures in life, and under these pressures, they have to spend money to maintain the status quo.
As a result, many people have a relatively moderate control over money, they don't want to spend low, and they don't have the idea of managing their money.
In the case of moderate consumption, life will naturally be much smoother, while there are some people who do not have any concept of consumption, and they prefer to overspend.
To give a very realistic example, if a mobile phone or a car comes out, these people will buy it as soon as possible, on the one hand, to satisfy their desires, and on the other hand, to enjoy the happiness brought by the goods, so as to show off.
It can be said that people who overconsume undoubtedly make up for their mental deficiencies, they will spend while working, and when they are paid again, the money of the previous month has been spent, and so on and so on, and they will not save any money at all.
Of course, the most serious thing is that consumption is not proportional to making money, and while consumption accounts for the main proportion, it will not take long for you to become penniless, and your life may become poorer and poorer in the future.
As can be seen from this, overspending and not being able to manage money often leads to the worst results, so it is still very important to learn how to manage money in life.
People who have a deep understanding of money and are very shrewd have financial management ideas, and after earning their first money, they will save a small amount, and after accumulating day by day, they will naturally be able to make money.
However, if we have been overspending and do not want to find ways to manage our finances, our future life may become more and more difficult, so we must have the correct concept of consumption and financial management in our lives, and do not blindly follow the trend.
Only in this way will life become better and better, and it will not be in a state of despair.
The status quo is not aggressive
Mencius said: "Born in sorrow, die in peace", a person can only survive better if he finds himself in a state of crisis all the time, on the contrary, if he enjoys the status quo and stops, he will always face elimination.
This is the way this society is now, is there fairness in society?
The answer is no, there is no fairness at all, society is inherently unfair, and only hard work can make a difference.
For people who have families and jobs, they prefer a stable life in order to survive, so it is not at all possible to talk about the situation of being unstable and unenterprising.
So, who is the so-called "peace with the status quo and not aggressive"?
In fact, there are many such people, such as those who have jobs and those who are unemployed and who are old.
Perhaps many people have not thought about this question, after all, work is just a channel to make money, for a better life.
But what needs to be understood is that if you want to make more money, you must first improve your knowledge and skills, etc., in this era of diversified information development.
While science and technology are developing, the level of work must be improved, which is a development trend.
Since the level of work has increased, individuals should also have the same knowledge and skills.
At work, some people like to take work as their hobby, work hard, keep learning, improve their level, and get promotion opportunities.
However, there are also some people who are content with the status quo and do not have the motivation to do so, they think that their lives are very satisfying, and it is good to continue like this, and they do not need to change anything.
It is undeniable that there is nothing wrong with this idea, after all, in the face of probability, people prefer to choose more successful, which is human nature.
However, it should be noted that if you are content with the status quo and cannot further study, you may face the risk of obsolescence.
It is important to understand that today's jobs are not as good as before, the talent competitiveness is huge, and the number of employees is also very large, and the company will recruit people every year, if you are content with your work status quo and cannot study, it is very likely to be laid off by the company.
There are a lot of excellent people, there will always be someone to replace you, after all, there are people outside the world, and there are people outside the sky, which leads to unemployment at work, and it will be more difficult to make money.
In the days to come, these people may cross the more difficult it will be.
In addition to this kind of people outside of work, there are also gnawing on the elderly, although this kind of people are rare in society, it does not mean that there are none.
People who gnaw at the old are typical people who are content with the status quo and do not want to make progress, and many people are more disgusted with them, and their ideas are very different from others.
They may be forced by life, or they may be preconceived to make such a decision.
Even if someone persuades them, it is difficult to make changes, and over time, they will gradually be eliminated by society, and they will follow a lot of development pace, just like not using a mobile phone and not taking the bus.
Therefore, how terrible it is to be content with the status quo and not enterprising, in life and work, once you have this kind of thought, and identify it, you may face difficulties in the future.
Don't just care about the immediate interests, and ignore the future development, only by continuous learning and society to keep pace with the times, can life be better and better.
People who are in debt
In today's society, borrowing money is a very common thing, because of family difficulties or personal needs, it is necessary to borrow money from others as a last resort to solve urgent needs.
Since there is money to borrow, there must be repayment, if you look at it from a moral point of view, this is a kind of faith, but if you look at it from the perspective of personal interests, it can be explained by equivalent exchange.
Money is like a commodity, because both people need to obtain benefits, they must be realized through equivalent exchange, borrowed money, naturally have to repay the money, so as to ensure that the interests of the two are in a state of balance and not damaged.
And if you can't repay the borrowed money in a short time, it will gradually become what people call "debt".
Debtors often face two difficulties, one is to repay the money, and the other is to live.
In the process of making money, they need to repay part of the funds and use the other part for life, although after many years, these debts will eventually be repaid, but the difficulties they face in life can be imagined.
Of course, this is not the most serious, in this process, it is quite possible to borrow money again, and so on and so on, it will only get poorer and poorer.
Especially for today's young people, borrowing money seems to have become a habit for them, because there is no spending scale, and they will spend a lot of money in order to follow the trend.
In desperation, they can only borrow money to make ends meet, as the so-called "good borrowing is good to repay, and it is not difficult to borrow again", borrowing and repaying, repaying and borrowing, life is getting poorer and poorer.
If borrowing money is "debt", then lending is also included in "debt".
In fact, most people nowadays have to face the problem of buying a house and a car, because they do not have enough funds on hand, coupled with the difficulty of making money, they will use loans as soon as possible.
Some people like to take out a full loan and then repay it together, and only pay back a part of the loan, so that the repayment can be a little less.
There is a reason for borrowing money, but these people usually face more pressure, in family and life, abound, the money earned at work, not only to repay the loan, but also to invest in the family, the cost is not ordinarily large.
At the same time, there are also some family work money that is not proportional to these, and just one loan has been spent completely, and in order to make ends meet, they can only borrow money.
As a result, when the loan is repaid, you have to repay other people's money, and your future life will only become more difficult.
People who can't find a job
I believe that many people have found that since the end of the epidemic, it has been particularly difficult to find a job, whether it is a large company or a factory.
Because of the epidemic, people are unemployed for a short period of time, and when it is over, they naturally flock to find jobs, which means that the employment competitiveness is relatively large.
Many people are either not ranked or have academic qualifications, after all, academic qualifications are no longer the highest requirement of the company, but have become a kind of start.
Nowadays, the vast majority of companies require a bachelor's degree or above, which makes it difficult for some people with low education to find a job.
At the same time, even if you have a bachelor's degree or above, there is still some risk of unemployment from the perspective of numerical competitiveness.
Therefore, once these people can't find a job, it will be more difficult for the current social situation to find a job in the future, which will have a chain reaction, and no job means that the capital is monopolized and cannot sustain a living.
If in the past it was difficult to find a stable and good job, now work is a luxury, and it is beyond the reach of people.
Author's point of view
Society is not as simple as we imagined, society is cruel, and it needs to be fought for by individual efforts, so when we enter the society, we must be busy with the present and focus on the future.
[Disclaimer] The process and pictures described in the article are from the Internet, and this article aims to advocate positive social energy, no vulgar and other bad guidance. If it involves copyright or character infringement issues, please contact us in time, and we will delete the content as soon as possible!
Reference: Guangming.com, People in the workplace, if you don't work hard, you can only wait for others to catch up with you, April 2020
https://www.toutiao.com/article/6816612850228789773/?channel=&source=search_tab
People's Daily Online, The harm of excessive consumption of "monthly arrears" should not be underestimated, February 2019
https://www.toutiao.com/article/6659940330936205831/?channel=&source=search_tab
Purple Cow News, Bull's Eye View • Current Affairs Talk|Excessive consumption of celebrity private lives is also a "disease", July 2023
https://www.toutiao.com/article/7254130112227197479/?channel=&source=search_tab
Qilu One point, leaving school and not employed, what is the difficulty in finding a job?Survey on Slow Employment and Delayed Employment of College Graduates, September 2023
https://www.toutiao.com/article/7279563214575125046/?channel=&source=search_tab