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Alipay and WeChat, two names that have become almost indispensable to Chinese's daily life. Whether it's shopping, paying bills, transferring money or managing money, they almost all meet our needs. What you may not know, however, is that from May of this year, there will be some changes to the two giants, and these changes will have a direct impact on your daily payment habits.
1. Payment security is upgraded again
For many people, Alipay and WeChat are not just a payment tool, but an indispensable part of their lives. However, with the development of technology, the issue of cyber security has become increasingly prominent. In order to ensure the safety of users' funds, both Alipay and WeChat are constantly strengthening payment security.
Starting in May this year, Alipay will launch a new payment security mechanism. In addition to the original password and fingerprint payment, the face payment function will also be added. In other words, when you shop at the supermarket, you only need to swipe your face to complete the payment. This not only greatly improves the convenience of payment, but also increases the security of payment.
Not to be outdone, WeChat is also actively developing new payment security mechanisms. In addition to the original WeChat payment password, WeChat has also added a dynamic verification code function. In other words, each payment requires the input of a dynamic verification code randomly generated by WeChat, which further guarantees the safety of users' funds.
2. Personalized recommendations have become a new trend
In addition to payment security, Alipay and WeChat have also put a lot of effort into personalized recommendations. For many people, when they open Alipay or WeChat every day, in addition to payment, they will also browse the recommended content. These contents may include nearby offers, wealth management products, friend updates, etc.
From May this year, Alipay and WeChat will pay more attention to personalized recommendations. In other words, they will recommend content that is more suitable for you by analyzing your consumption habits, interests, etc. This not only makes our lives more convenient, but also makes our lives more colorful.
3. One-stop solution for living expenses
With the acceleration of urbanization, the payment of living expenses has become a problem for everyone. From utility bills to utility bills to phone bills and cable TV bills, these payment items are a headache. And the emergence of Alipay and WeChat has allowed people to find a shortcut to solve this problem.
From May this year, Alipay and WeChat will further optimize the living payment function. In addition to the original payment items, more payment items will be added, such as gas bills, heating bills, etc. At the same time, they will also launch more preferential activities to allow users to enjoy more benefits.
Fourth, cross-border payment is more convenient
With the acceleration of globalization, cross-border payments have become an indispensable part of people's lives. Whether it's traveling, studying, or working abroad, cross-border payments are essential. The emergence of Alipay and WeChat has made cross-border payments more convenient.
Starting from May this year, Alipay and WeChat will further optimize the cross-border payment function. In addition to the original payment methods, more payment methods will be added, such as bank card payment, credit card payment, etc. At the same time, they will also launch more preferential activities to allow users to enjoy more benefits.
5. Expansion of the digital yuan pilot
The digital yuan, once an unfamiliar name, has now become a hot topic. As a new payment method, how will the emergence of digital yuan change our lives?
From May this year, the scope of the digital yuan pilot will be further expanded. In addition to the original pilot cities, more cities will join the e-CNY pilot. At the same time, Alipay and WeChat will also add e-CNY payment functions, making it more convenient for users to use e-CNY to make payments.
Sixth, the merchant collection QR code merger
For many merchants, having multiple QR codes for receiving payments is a big headache. Not only is it cumbersome to manage, but it is also prone to errors. To solve this problem, both Alipay and WeChat have launched a merchant collection QR code merging function.
Starting from May this year, Alipay and WeChat will further optimize the merging function of merchant collection QR codes. In addition to the original Alipay and WeChat payment QR codes, more payment methods will be added, such as UnionPay QR codes, JD Pay, etc. At the same time, they will also launch more preferential activities so that merchants can enjoy more benefits.
7. Intelligent customer service has become a new favorite
With the development of artificial intelligence technology, intelligent customer service has become an important part of various enterprises. For companies like Alipay and WeChat, intelligent customer service is an essential part.
Starting in May this year, Alipay and WeChat will further optimize the intelligent customer service function. In addition to the original online customer service, more self-service functions will be introduced, such as voice customer service, graphic customer service, etc. At the same time, they will also strengthen the training and management of intelligent customer service to ensure that users can get a better service experience.
8. Unbounded opening up has become a new direction
With the development of science and technology, unbounded openness has become a new direction for all enterprises. For companies like Alipay and WeChat, unbounded openness is an essential part.
Starting in May this year, Alipay and WeChat will further promote the unbounded opening strategy. In addition to the original open platform, more open interfaces and tools will be launched to allow more enterprises and individuals to participate in the unbounded openness. At the same time, they will also strengthen support and services for partners to ensure the smooth implementation of the unbounded opening strategy.
epilogue
With the development of technology, the two payment giants, Alipay and WeChat, are also constantly changing and improving. From payment security to personalized recommendations, from living expenses to cross-border payments, from digital yuan to intelligent customer service, these changes will directly affect our daily lives. As users, we should actively embrace these changes and enjoy the convenience and beauty brought by technology. At the same time, we should also be vigilant to ensure that the safety and privacy of our funds are not violated.