Living in this world, the temptation of money is inseparable everywhere, housing loans, car loans, clothing, food, housing and transportation...... It costs money to open your eyes every day.
Most of them are ordinary people, with a salary of only a few thousand yuan per month, and it is difficult to get rich overnight.
If we can develop some good habits, we can not only save money, but also accumulate money, which makes us richer and richer.
I will share with you 10 good habits for accumulating money, I hope it will be helpful for those who want to save money.
1. Don't spend impulsively
I hope that everyone buys things because of "need", not "like", many people can't save money, they just like to buy, buy, buy, spend money for a while, and when they wake up, they regret it.
Especially for girls, it is recommended that you do not shop online, there is no need to place an order to buy what you want immediately, we can add it to the shopping cart first, and take a look at it later.
You'll find that these things will gradually become less and less necessary to buy over time.
2. Don't borrow money casually
As the saying goes: talking about money hurts feelings, and talking about feelings hurts money.
No matter how good the relationship is, as long as money is involved, the relationship will deteriorate. In life, we should keep our money from being exposed, so that no one will ask you to borrow money.
After many people lend out the money, they can't get it back for a year or two, and in the end, the money is gone, and the friendship between friends and family has faded.
3. Start a side hustle
If your main job salary cannot meet your living needs, you can develop your second career without affecting your work, so that your main business can survive and your side business will develop.
I have a friend who works during the day and goes to sell barbecue after work at night, although it is very tiring, but it is really profitable, and he can earn hundreds of dollars in one night.
If you have money, you have motivation, just like this, while working, while doing a side job, you will buy a house in Chengdu in 3 years, ordinary people want to make more money, then you have to endure more hardships.
4. Compulsory storage
As the saying goes: when you have surplus food in your hands, you don't panic in your heart.
No matter when, we have to force ourselves to save more money, even if we only have 3,000 yuan per month, we can also store 500 yuan fixedly, accumulate a lot, gather a little into a lot, and with time changes, wealth will become more and more.
5. Don't buy luxury goods
The consumption level should be directly proportional to one's income, and there is no need to buy some brand-name bags and cosmetics for the sake of face.
Some people only earn four or five thousand a month, and they save a few months to buy Chanel and iPhones, so why bother?
Others won't be impressed by you just because you are well-dressed, life is for yourself.
6. Make a budget
Budgeting is one of the best ways to save money.
Many people like to buy, buy, buy, on the one hand, they have too strong desire to buy, and on the other hand, they can't withstand the temptation of promotion on the platform.
People usually think that if the money is spent, it is good to earn it again. People who have this kind of thinking advise you to change it as soon as possible, even if you earn 100,000 a month, there will be a time when you will spend it.
If you want to save money, you must learn to control the budget, spend the money where it should be spent, how much to use each month, and how much to save, we must be aware of it.
7. Insist on bookkeeping
I used to find bookkeeping troublesome, but after sticking to bookkeeping last year, I like it more and more.
It takes 4 minutes a day to sort out the day's spending details, so that we can know how much we spend in a month at the end of the month.
Once we exceed our budget, we need to remind ourselves of what to buy and what not to buy.
8. Don't hoard goods, don't make up for full reductions
Every year on Double 11 and Double 12, many people buy non-stop in order to make up orders, and accidentally hoard too many goods, resulting in inability to use up.
Not only does this waste money, but it also causes some products to expire and have to be thrown away.
9. Invest in yourself
As the saying goes: the best investment is to invest in yourself, and investing in yourself is a sustainable and sustainable business.
I love writing and making videos, so I spent one or two hundred dollars to learn from others, not only earning back my tuition, but also learning new skills.
Speaking of which, a reminder to everyone is that you can spend money to invest in yourself, but you must keep your eyes open and don't be deceived.
10. Maintain good health
We are all ordinary people with limited earning ability, so we must let ourselves have a healthy body, which can not only save the cost of going to the doctor, but also allow us to have more energy to make money.
Therefore, it is quite important to have a good body.
In life, if you want to save money, you must develop these good habits.
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