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Do you feel that the renminbi in your hand has become more "spent" recently? In the past, the 1 million yuan was a symbol of a rich man and a symbol of a small number of people, but now, many families can come up with 1 million, although they also weigh it. But the feeling is very different. If you go back to the society ten years ago, holding a million yuan is definitely a financially free person, buying a luxury car, and traveling all over the world. However, when the money is put into society, time will "bite". I remember that Zhang Huijun's "The Origin of a Dollar" once described it like this: "On it, time has eroded part after part". Looking at the change from a piece of worn-out paper to a new version of the banknotes, whether willing or unwilling, everything flowed away, so that the world that we were holding a safe sense came to a bolt from the blue, the whole has changed a lot, I believe that people who have felt it are no longer easy to smile.
At the same time, we are now more able to understand the yuan and feel the embarrassment of a million yuan. Yes, the conditions for financial freedom are no longer based on a million. For example, in a city like Shanghai, a down payment of 2 million is not enough to buy a house of 100 square meters, 1 million is not enough for the down payment of a house outside the "5th Ring Road", and there are also rapid social prices, daily increase in expenses, and the increase in wages in the workplace cannot keep up with the speed of housing prices and prices. They all tell us that a million is just a starting point, and there is not even half a footprint left, and the money is worthless. So everyone came to the conclusion that it is not that we have less money, but that it is becoming less and less valuable.
Is it true that the wealth we have worked so hard to accumulate over the years can only become less and less valuable? No, there are two main reasons for this situation.
First of all, prices are indeed growing faster and faster, which has a lot to do with market changes. For the past era, it is enough for people to meet the basic problems of food, clothing, housing and transportation, unlike the continuous development of various high-tech, big data and intelligence, which promotes human society to a new field, and makes more and more commodities, especially the price index of new commodities is usually relatively high, promoting the overall price growth. In the past, I couldn't think of it, but now life can be satisfied, so the requirements for goods have also increased, and the prices of high-quality goods have also risen, and consumers are happy to consume. At the same time, along with the country's overall economic growth, the mainland is facing the social problem of an aging population, as a developing country, the mainland is developing very rapidly, prompting the national wages to rise, consumer income to generally increase, the demand for goods to increase, the supply exceeds demand. As a result, prices are increasing by a certain amount every year, the price of goods is getting more and more expensive, and money is becoming less and less valuable.
Secondly, the currency is over-issued. In the past, in order to stimulate the economy, the mainland issued a large amount of currency, which led to currency depreciation and rising prices. However, with the gradual stabilization of the national economy, the phenomenon of over-issuance of currency has been controlled, the phenomenon of over-issuance of currency has been controlled, and the magnitude of price increases has also stabilized.
However, although the money is becoming less and less valuable, millionaires become commoners. But in fact, in terms of family finances, it is much happier. When considering the purchasing power of money only from the level of purchasing power of money, we can't help but ignore the very important role that can be played behind saving money, its existence can not only make us down-to-earth, will develop our minds to a higher place, the education obtained by families and children can really see real benefits, and even wealth, savings also allow us to get more opportunities on the side, and we have the ability to obtain more money on this basis. It can be seen that the importance of deposits also proves the benefits brought by deposits, which are more prominent in the case of currency depreciation.
At the same time, the benefits of savings go beyond that, they can ensure family stability and make us more resilient to risks in our lives. If you need to spend a lot of money in the face of emergencies in life, you can take out your savings to cope with it at this time and reduce the financial pressure. In addition, deposits can also bring us certain income, such as bank interest, although it may not be high, but it can also increase our income to a certain extent. Savings are also an investment, which gives us the opportunity to gain more wealth while securing our lives.
In addition, having savings makes us more confident in life, and savings are also the foundation of family happiness. When we have enough savings, we can face life with more confidence, better grasp life's opportunities, and better cope with life's challenges. At the same time, having savings can also make us more status and voice in the family, and it can also make us happier in the family.
At the same time, it has to be said that with the development of science and technology, money will become more and more valuable in the future. For example, the emergence of digital currency makes the value of currency more stable and avoids the phenomenon of over-issuance of currency. In addition, the development of technology has also increased our production efficiency, which has also increased the value of money. Therefore, although we feel that money is becoming less and less valuable now, with the development of technology, money will be more and more valuable in the future.
In general, millions of saving families should actually be happy. Even if the value of money is somewhat lower now than it was in the past, this does not affect our quality of life. The deposit in our hands remains our security and gives us more confidence in facing life's challenges. Moreover, with the development of technology, the value of money will increase in the future. Therefore, we have reason to believe that money will become more and more valuable in the future, and our lives will get better and better.
In the face of the current society, we must have confidence, families with savings should have more confidence, no matter how the value of money changes in the future, as long as we maintain a positive attitude and work hard, the future life will be better and better. Let's look forward to a better future together!