What is the concept of 110,000 yuan? For the rich, it is just a "small meaning" with a big hand, but for the poor, it is likely to be the "ceiling" for fighting to the end.
Not long ago, the central bank released a set of data for the first quarter of financial statistics since 2024, and netizens cried with laughter after seeing it, really can't say that we are too poor, but that the rich are too rich.
So what kind of data can force netizens to rummage through their pockets to find their "lost" money?
Central bank data
On April 12 this year, the central bank made an overall statistical statistic on financial statistics and social financing from January to March, and the data showed that the total domestic deposits increased by 856 million yuan compared with usual, which is a good deal for everyone, that is, almost 6,000 yuan.
Counting the deposits that have been saved, that is, the average deposit per person in this quarter has reached 108,400 yuan, approaching 110,000, this data also means that the wealth of the whole country is rising, and it is not a dream to be well-off in an all-round way.
But we ignore one point, this data also reflects from the side that an ordinary family of three will deposit 300,000 yuan in the bank in three months, and this goal is not something that everyone can achieve.
This data is good, but it is not the case when it is carefully planned for everyone, it can be said that the data of 110,000 has little to do with most people, but it is indeed averaged to the head.
This is like comparing yourself with the rich, if the rich have a deposit of 10 million yuan this quarter, and they only deposit hundreds of yuan, then the average is at the level of millions, but in reality, they don't have so much money, or hundreds of yuan.
It can be said that this set of data does not show that the overall income of the country's residents has risen, but that the gap between the rich and the poor is too obvious, which can only prove that the rich in the country are getting richer and richer, but not that the poor have been lifted out of poverty.
But what is strange is that before the experts came forward this time, netizens couldn't sit still, and even repopularized a "good algorithm" for them.
Netizens are hotly discussed
After the data was released, netizens said that they were very "wronged", obviously poor, how could they count themselves as rich, 110,000 is about 30,000 yuan per month, not to mention 10,000, and now 4,000 wages per month are also a lot of grabs.
Some people directly checked the funds on their bank cards again, but they were still empty, and couldn't help but ask, "Who took my 110,000 yuan and used it", and even jokingly said that they would call the police if they didn't give it again.
There are also many people who say that Ma Yun's deposit is divided equally with me, I don't know which bank I deposited it into, and I am in a hurry to repay the loan if I know it.
Indeed, now those young people who have no background who do not rely on themselves to repay the mortgage and car loan, the money they earn every month is not enough to survive, how can they have spare money to save in the bank, if there is really 110,000, I really dare not imagine how rich I should be if I am like that.
Some people directly asked the central bank where their 110,000 yuan was, rummaged through their pockets and bank cards and did not find them, and even said that they should go where to get them, and they could give you their card number and promise to donate the rest of the 10,000 yuan.
People like us who live at the bottom, let alone a quarter, it is difficult to guarantee that they can earn 110,000 yuan even if they don't eat or drink for a year, which represents not only a number, but also reveals everyone's consumption level and ability.
Obviously, this is not a standard that everyone can meet, and it is completely unfair to judge everyone's income by per capita savings, just like experts often say, "always taking things as averages is irresponsible".
It is precisely because of this that the majority of netizens vigorously complain, we don't want an average, dare to post a median? Compared with the average, the median can see whether people's overall income has increased, after all, at least 50 percent of the people in China are not rich.
I have to say that this set of averages is really an insult to the people at the bottom of our society, but the authenticity of the data exists, and we can only hate that the reality is too cruel and the gap between the rich and the poor is large.
So for now, how big is the gap between the rich and the poor on the mainland?
How big is the "gap between the rich and the poor" on the mainland?
Compared with the social status quo a few decades ago, the lives of ordinary people today can be regarded as "perfect", whether it is education, medical care, clothing, food, housing and transportation.
But what cannot be ignored is that the social and economic improvement has also caused the involution of most people, for example, children can not lose at the starting line, some people have calculated that a child from birth to college graduation all costs as high as nearly 700,000, perhaps the children of rich families consume more.
This results in the fact that the more ordinary people want to follow in the footsteps of the rich, the greater the gap between the rich and the poor will be, after all, the income of ordinary people cannot be compared with that of the rich, and the ceiling that the poor want may be just the drizzle of the rich.
Gradually, many young people feel that there is no hope of surpassing and not making changes, they begin to "rot", and they have no motivation for life, but also because of the widening gap between the rich and the poor, which also makes various prices and medical expenses rise layer by layer, but as a low-level civilian, our income has not risen, so the country has been working to reduce the gap between the rich and the poor.
This point can be said according to the Gini coefficient, the so-called Gini coefficient is 0-1 as the upper and lower limits, the larger the number, the greater the gap between the rich and the poor, from 2008 ~ 2014 between the continent of the data of 0.491 to 0.469, it can be said that the gap between the rich and the poor is narrowing.
However, four years later, the gap between the rich and the poor on the mainland has widened again, and the lives of ordinary people have become even more difficult in recent years.
In the past decade, the annual growth rate of per capita wealth has increased by 22%, but in rural areas, it is only 11%, which is only half of the national level.
Although the national economy has been growing rapidly since China's reform and opening up, and the overall income of low-income is also increasing, the income of low-educated and low-skilled talents has not fluctuated greatly.
Judging from the current situation, it is foreseeable that the gap between the rich and the poor will become wider and wider in the future, but this situation will only do more harm than good, so in order to change this situation, the country still has a long way to go on this road.
As ordinary civilians, we must also be responsible for our own lives, and we must not blindly put on a bad show without seeing hope, the country has not given up, we must move forward bravely!
The author thinks
Looking at the whole country, how many people have a seemingly stable and stable life, but behind it is an endless bitter history, in order to live have to bow their heads, have to break their principles, and we do this just to live a better life.
Now this set of data from the central bank makes many people feel that all this is back to the starting point, the average can only prove those few people, but to really achieve 110,000 per capita, it depends on the efforts of the majority of people.
Then again, did you meet the savings target this quarter, is it to subsidize the few people who are others or the majority of those who stay behind?
Resources
People's Bank of China--2024-04-12 Statistical data report on the incremental scale of social financing in the first quarter of 2024
The Paper--2024-04-16 The per capita deposit is nearly 110,000!
Xiaoxiang Morning News--2024-04-16 Central Bank: The average per capita deposit in the mainland in the first quarter was nearly 110,000
Financial Sector--2024-04-16 The per capita deposit in mainland China is nearly 110,000
People's Daily--2015-01-23 How big is the gap between the rich and the poor in China? The income gap between urban and rural areas is 3 times, and the difference between high and low industries is 4 times