The new generation of electronic commercial draft enterprise online banking operation guide is coming!!
Take CCB's corporate online banking as an example
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
The common functions of CCB's electronic commercial draft are as follows
1. Response
The document maker clicks on "bill business - electronic commercial draft - reply - application", selects "bank acceptance draft" or "commercial acceptance draft", checks the electronic bill, and clicks "sign" or "reject". If the system prompts that a reviewer is required, the reviewer or supervisor will be used to log in to the online banking system for review. If the system is not prompted, a single shield operation can be answered.
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
2. Issuance of Bills (Commercial Acceptance Bills)
(1) the document maker click "bill business - electronic commercial draft - ticket - application" to select "commercial acceptance bill", click "bill application", fill in the details of the relevant bills (drawer information, payee information, acceptor information, etc.), submitted after confirmation, and then by the reviewer to log in to the online banking system for review processing.
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
Note: If the customer selects "Automatic Acceptance Application and Automatic Acceptance Response" in the automatic processing mode, steps (2) and (3) of the invoice issuance step are omitted, and only steps (1) and (4) are required. (2) the document maker click "bill business - electronic commercial draft - ticket - application" to select "commercial acceptance bill", click "acceptance application", confirm the details of the bill (drawer information, acceptor information, date of issuance, maturity, etc.) submitted, and then by the reviewer log in to the online banking system for review processing.
(3) still by the issuer (acceptor) of the bill maker click: "bill business - electronic commercial draft - answer - application" to select "commercial acceptance bill", click "answer", confirm the details of the bill, click "sign" submitted.
(4) the document maker click "bill business - electronic commercial draft - issuance - application" to select "commercial acceptance bill", click "bill delivery / refund", confirm that the information of the bill is correct, and then the reviewer logs in to the online banking system for "bill delivery" review processing.
3. Issuance of Bills (Banker's Acceptance Drafts)
(1) the document maker clicks on "bill business - electronic commercial draft - invoice - application" to select "bank acceptance draft", click on "bill application", check the agreement number for billing, according to the bill
The process is reviewed, and the status of the bill is "Prompt Acceptance to be Signed" after the ticket is successfully issued;(before each ticket issuance, you need to go to the branch to sign the bank acceptance draft agreement, and the account manager will generate the agreement number in our bank's system)
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
(2) After the account manager of your opening bank performs the acceptance operation in the system of our bank, the status of the bill changes to "Reminder acceptance has been signed";
(3) the document maker logs in to the corporate online banking through the "bill business - electronic commercial draft - issuance - application", selects "bank acceptance draft", clicks on "payment / refund" to pay the bill, according to the bill process for review, after the successful delivery of the bill status is "prompt receipt to be signed", waiting for the payee to sign the bill.
4. Endorsement
The document maker clicks on the "bill business - electronic commercial draft - endorsement - application" to prepare the document, and then review it in accordance with the bill process.
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
5. Prompt payment
The document maker clicks on the "bill business - electronic commercial draft - prompt payment - application" document preparation, and then reviews it in accordance with the bill process.
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
Note: It is recommended to use the competent online banking shield, click on the "bill business - electronic commercial draft - prompt payment - automatic prompt payment settings" to open the prompt payment automatic initiation, the follow-up does not need to manually prompt payment and review, please pay attention to the status update and arrival of the bill after the expiration of the bill.
6. All kinds of inquiries
(1) query transaction flow, click "bill business - electronic commercial draft - query - transaction flow inquiry", the type of transaction needs to be selected according to the operation, the transaction status is divided into: to be reviewed, transaction failure, bank has accepted, etc.
Click on the voucher number to query the full name, account number, opening bank and other details of both sides of the transaction. (2) Inquire about the bills held, click "bill business - electronic commercial draft - query - bill inquiry".
Click on the bill of exchange number, you can query the details of this electric bill, such as the date of issuance, the maturity date of the bill, the full name of the drawer, the account number, the opening bank, the full name of the drawee, the account number, the opening bank and other information.
Click on the blue menu below "Please click to view the information on the back of the electronic bank or commercial draft" to view the information on the back of the electronic bill.
Under normal circumstances, the back of the electric ticket can be viewed with the record information of the electronic ticket transaction such as endorsement transfer, prompt payment, pledge, etc.
(3) check whether it is in the pool, click on "bill business - electronic commercial draft - query - comprehensive inquiry", you need to select the time period according to the date of receipt of the bill, click "query".
(4) check whether the bill transaction is successful and the reason for the failure, such as the answer: click "bill business - electronic commercial draft - answer - application / review - result inquiry". If successful, the transaction result will be displayed as successful.
CCB's new generation bill system answers, issues bills, endorses and prompts payment operation guides
To sum up, it is a small series of information on the construction of the bank's electronic commercial draft of the new generation of corporate online banking operation guide, I hope to help you have a deeper understanding of how to operate commercial bills on the corporate online banking of the construction bank.
Source: Commercial Commitment
(Tianxiatong Commerce - your personal bill expert, the pioneer of bill Q&A, no longer confused in the face of commercial bill financing)