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"36-year-old woman retired early after saving 3 million yuan"
Related topics rushed to the hot search on Weibo
Arouse a lot of attention
In the woman's video account, I saw that the woman shared her daily life of living on 3 million yuan in deposit interest, and recorded the specific consumption amount of three meals a day, shopping, and travel. Netizens are very curious, how can a 36-year-old save 3 million yuan, and they have asked for help online.
According to @Shanhai Video message
Ms. Wang, a 36-year-old woman in Jinan, resigned after saving 3 million yuan
Ms. Wang introduced that she usually has low material desires
Minimalism
In 10 years, she and her husband saved 3 million yuan
The house and car are in full payment
Both parents are also healthy
I chose "early retirement" without any pressure
According to Xiaoxiang Morning News and Jingshi live broadcast news
Ms. Wang graduated with a bachelor's degree
Started work in 2010
It is a business post in the communication industry
Originally, the monthly salary was in addition to the salary
There is also income from running a business
The monthly salary is one or two hundred thousand yuan
Eliminate daily living expenses
You can save up to 15,000 yuan, or even more
Later, with the development of the Internet
The business is not good, and the development of the department is not good
She chose to resign in 2023
The money she saved plus what her husband gave it
Saved 3 million yuan
Some bought wealth management products
The interest is several thousand dollars per month
Enough for her to consume, and there is still room left
Photo provided by the interviewee Source: Jingshi Live
Ms. Wang said
Her husband supports her and respects her choice
My daughter is 8 years old and in the second grade
Very well-behaved, which makes her very worry-free
She usually helps her children with their homework at home
Take my daughter to interest classes on weekends
She gets up every morning
Would make a rich breakfast for the family
"Just because I don't work doesn't mean I don't learn or grow
I usually read and play outdoor sports with my friends."
Photo provided by the interviewee Source: Jingshi Live
Ms. Wang said
"It won't work for the time being
I understand that interest rates are adjusting all the time
Even if the interest rate is not so high in the future
I still have the ability to make money
If the live broadcast is started in the later stage, it is also with the mentality of playing
It will not be for profit
Want to chat with everyone and share their daily life"
Many netizens expressed envy
Some netizens have questions
How to achieve so much interest every month
Instead of envying her, it is better to be yourself
Jimu News commentator Qu Jing
The joys and sorrows of human beings are really not the same, some people are sad that it is difficult to find a job after the age of 35, and some people have already lived a "retirement" life in advance at the age of 36, after Ms. Wang shared her life situation, many netizens expressed their envy bluntly, but some people also raised questions: "Save 15,000 yuan a month, and you can't save 3 million yuan in ten years!" "Which bank can have eight or nine thousand yuan interest on 3 million yuan now?" The question is very pointed, but it also shows that everyone is looking at it very carefully, thinking very carefully, seriously thinking, "Can I do it? Do I still have a chance?"
Screenshot of related news reports
Later, in order to respond to the question, Ms. Wang revealed some more information, she said that part of the 3 million yuan deposit was given by her husband, and she used part of the deposit to buy wealth management products, so there is an interest of eight or nine thousand yuan per month, but there will be a higher risk accordingly. Although this information does not eliminate all the doubts of netizens, it is enough to show that ordinary people always have to give up in their lives, they can accumulate wealth only if they can save money, and they can enjoy life by letting go of anxiety.
Previously, according to Chinanews.com, a report on China's pension prospects showed that 78% of the young generation (18 years old ~ 34 years old) already had the concept of retirement savings goals, and respondents generally wanted to retire earlier. Most people understand "early retirement" is not to do nothing and sit on empty seats, but to get out of the established track of the workplace, not be bound by the pressure of life, do what you really want to do, and realize the dream that you have kept in your heart for a long time. In essence, what everyone desires is not to "retire early", but not to be burdened by rice and have the initiative to plan their own lives.
If what Ms. Wang said is true, she does have a solid family background and a high income, which can support her to leave the workplace at the age of 36. After all, no matter how much money you save, if you have to save 15,000 yuan a month, the salary will inevitably exceed this amount, and many young people who work hard in first-tier cities do not have such a salary level. She is also fortunate to have the support and support of her family.
This also reminds many people who want to "retire early" that if they are really determined to earn enough capital for themselves to "retire", then they must not only find ways to increase their talents and increase their income, but also make financial planning as soon as possible, establish a correct concept of consumption, and spend their money on the cutting edge, so that the money can be saved step by step. The more you plan ahead and prepare, the more you will be able to stick with it and achieve your goals.
Everyone is crawling and rolling in life, looking for and seeking, groping for the direction of life, and exploring the meaning of life. What kind of life does a person want to live, what kind of life can he live, he can only rely on himself to plan for a rainy day, to move forward bravely, to be at peace with the situation, to be unswerving, life needs a plan, but also to understand that plans often can't catch up with changes. In a pluralistic society, instead of envying the present of others, it is better to focus on your own future, ask your own heart, find the right direction to move forward, leave footprints in a down-to-earth and calm manner, and actively look for the answers to your own life.
Source: Jinan Times, Jimu News (commentator: Qu Jing), @山海视频, "Jingshi Live" public account, @潇湘晨报, New Yellow River client, Weibo netizen comments