At present, the transaction of the property market is still dominated by "price for volume", but those who sell their houses, even if they sell the transaction at a very low price, will still feel that the price may be lower in the future, and feel that they are still selling at a high point.
However, there are also many people who are sure that the market has fallen for two and a half years, with the country's tone of the price target increase, as well as a number of policy support for the property market, housing prices will begin to rise gradually in the second half of the year, and the value of the three types of houses may skyrocket in the second half of the year.
.01
The property market has been adjusted for more than 2 years
Why do you still feel like you can't recover?
This round of property market adjustment, many people feel that the situation is the same as that in 2014. It is also difficult to digest inventory, everyone is not optimistic about the market, and various measures cannot boost confidence, and price reductions have no effect.
As a result, the monetization and demolition of shantytowns was introduced, and the path was to use the housing demand brought by the monetization and demolition of shantytowns as the support for "price increases" to destock. In just three years, not only did the inventory of the property market disappear, but the housing prices also ushered in a round of skyrocketing.
At this stage, two years of bailing out the market, but there is still no improvement. But unlike in the past, this time, not only has to face the same inventory as in 2015 (nearly 700 million square meters), but also more than 60% of the real estate company's debt thunderstorm. This is also the reason why many policies have also been introduced, but there is still no reversal.
To put it bluntly, what is lacking in "saving" now is not purchasing power, but a lack of funds.
.02
Three new policies have been implemented
We still have to rely on funds to save the market, so where does this huge amount of money come from? This comes from the setting of the tone of the state's target price increase. For example, the central government has set a target for the annual price CPI increase in 2024 at 3%, an increase of 14 times compared with 0.2% last year. This is 50% higher than the average 2% in a normal year.
Therefore, in order to achieve the goal of "bailing out the market", the corresponding financial support is indispensable.
1. Inject capital directly into real estate projects.
According to the information of the Ministry of Housing and Urban-Rural Development, at present, 276 cities in 31 provinces across the country have established urban financing coordination mechanisms, and 6,000 real estate projects that have applied for financing have been approved for loans of more than 200 billion yuan.
In the future, we will continue to declare, approve and disburse loans, and continue to inject capital into real estate projects, mainly to solve the difficulties of developers, but also to boost the confidence of home buyers, so that everyone does not have to worry about buying unfinished.
2. Invest in urban village renovation projects.
Regarding this project, there are changes and demolitions, and "demolition" is a priority. And up to now, including Shanghai, Chongqing, Guangzhou and other 28 cities have "officially announced" the first batch of special loans for urban village renovation approved credit lines have been implemented locally, involving 371 urban village transformation projects, the actual credit loan exceeds 1 trillion, the average project capital exceeds 3 billion, and the compensation is huge, which are the potential housing demand of the property market.
3. Subsidies for home buyers.
For example, at present, all localities give tax subsidies to those who sell old houses, and replace subsidies for those who buy new houses, and the subsidies in each city are different, ranging from a few thousand to tens of thousands, and some may even reach hundreds of thousands, and this difference is also related to local financial resources and housing price bases.
In short, these three new policies are good news for owners. And it is foreseeable that in the next 2024, the value of the three types of houses may skyrocket.
.03
Three types of homes are likely to skyrocket in value
1. Part of the old community
On the one hand, the country's first batch of urban village renovation funds have been implemented in Beijing, Foshan and other places, according to the industry, the renovated house not only the environment has been improved, the market will also be re-evaluated, narrowing the distance with the surrounding quality community real estate value, its value will have a natural upward trend.
With the arrival of batches of funds for urban renovation, more and more old communities will benefit from the future.
2. Real estate projects with thunderous debts and financing support.
In fact, it is the real estate that has entered the white list, and once these real estate projects are injected with funds, the project will completely return to normal. And as the project resumes normal construction and sales, its price will definitely return to normal.
3. Over-falling communities.
Obviously, once the market stabilizes and begins to pick up, the community that is over-falling in this round should be the first to rebound. The so-called over-falling is actually those communities that have more downside space than the local market, such as. This round of adjustment is generally 20%, but some communities have even adjusted as much as 40%.
Many of the reasons for the overfall are due to the fact that there are more investors, but once the market recovers and confidence comes up, these investors will also slow down their plans to sell and wait for the market to pick up. Superimposed on the motivation of home buyers to buy the bottom, in this way, low-priced houses will disappear quickly, and the bottom line of community prices will continue to rise.
Wan Ziwen said: Every word of the article was typed out by me, and I clicked "watching" to let me know that you are also "doing your best" for life.
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