Although saving money and withdrawing money are your own money, it is not too easy, especially in today's rapid development of the Internet, it is not very easy to withdraw money.
A lot of people are now disgusted by the fact that they keep asking what they are doing when they withdraw money from the bank, as if it were their money.
But banks do this for our own good, to protect the safety of our property.
So what should I say best when withdrawing money?
1. Responsibilities and methods of banks
We are used to saving money and putting it in the bank for a fixed period of time, because it will get some interest.
Many people are fantasizing that if they have a certain amount of savings in the bank, and then live on interest, they can lie flat, in fact, this also shows our trust in the bank.
However, most of the money stored in the bank still needs to be withdrawn, such as buying a house at home, getting married by children, or being hospitalized when you are sick and need a lot of funds, so it is normal to go to the bank to withdraw money at this time.
However, when withdrawing money, the bank will ask for the reason for withdrawing money, and most people may explain the situation directly, but some people always feel that their privacy has been violated, so they are unwilling to cooperate.
In fact, it is in accordance with laws and regulations to inquire about the use of the money after withdrawal.
This is because banks need to verify whether there are any activities involving money laundering, legal evasion and other stolen money, in order to protect the property of the country and its people from being violated.
Banks also have a responsibility to monitor customer funds and protect users from threats after they leave the house.
The reason for all this is safety.
2. How to answer the question of what to do with withdrawing money?
If the bank asks what to do to withdraw money, it is not difficult to say anything, and you can answer it normally and honestly.
If you know that the bank will definitely ask you what to do with the money, you can build it in your heart in advance and think about how to deal with it.
In fact, the staff of the small withdrawal bank will not ask you to answer all the time, and the main inquiry is still a large withdrawal.
After all, telecom fraud is endless, and many people are deceived with nothing, especially the elderly are relatively weak in their vigilance against bad guys, and it is easy to cause losses without asking.
If you can avoid property loss in a simple way, why not?
There are many benefits to answering bank employees' questions.
The subordinates can make it easy and fast to withdraw money, and secondly, they can avoid their own embarrassment, and also avoid delaying time and affecting other people's business transactions.
As long as you take the initiative to cooperate, everything can be made easy.
In fact, the banker does not necessarily have to ask about the use of your funds, but only for the user.
3. To protect property is to protect oneself
Banks do everything to protect our property, but only if the bank we choose to deposit money with is trustworthy.
We can safely keep our money in the four major banks backed by the state, while those private banks with higher interest rates are more dangerous.
The money is kept in the bank for safety and convenience, and the money is withdrawn in order to deal with the problems that arise at the time.
When we withdraw money, we must explain the situation to the bank staff, and the reason at that time is not what we want to express truly.
Proactively telling the bank why you need the money is the best way to do it, because this is the only way to get the money out smoothly.
Banks have the right to ask us about the use of our funds, so don't fight them, and the best way is to explain and deal with them carefully.
summary
We don't need to be too malicious towards the bank, and we don't need to be impatient with the problem.
Everything is done in accordance with the rules and regulations, and no one should trouble anyone because of a little thing.
How to answer the bank withdrawal question about the purpose of the loan, on the basis of complying with the law and tax regulations, it is enough to honestly and briefly explain the purpose.
I don't know what you think about this?