The latest!related to the withdrawal of housing provident fund......

Can the provident fund be withdrawn by installing elevators in self-occupied houses in old residential communities? In addition to the consumption related to housing, under what other circumstances can the provident fund be withdrawn? From 1 April, the revised and improved "Hebei Provincial Housing Provident Fund Collection and Withdrawal Management Measures" was officially implemented, further optimizing the management of the collection and withdrawal of housing provident funds in Hebei, steadily expanding the coverage of the housing provident fund system, and standardizing the use of housing provident funds.

According to the new measures, the lower limit of the contribution ratio of the housing provident fund for units and employees is 5%, and the upper limit is 12%. The unit shall pay the housing provident fund on time and in full, and shall not pay late or underpaid without reason. If the unit has difficulties in paying the housing provident fund, it can apply for a reduction in the contribution ratio or a deferred payment of the housing provident fund. After the economic efficiency of the unit improves, the contribution ratio shall be increased or the contribution shall be resumed, and the deferred housing provident fund shall be paid. Those who have been approved to defer the payment of pension and unemployment insurance premiums in accordance with the law may apply for a reduction in the proportion of housing provident fund contributions or a deferred payment of housing provident fund at the same time.

Zhao Guodong, director of the Housing Security and Housing Provident Fund Supervision Division of the Provincial Department of Housing and Urban-Rural Development, said that the withdrawal of housing provident fund is the focus of attention of depositing employees. The circumstances of housing consumption withdrawal include: the employee and his or her spouse who do not have their own housing in the city where they have deposited and rent housing, purchase, build, renovate and overhaul their self-occupied housing (including the installation of elevators in the self-occupied housing of old residential communities without elevators), and repay the principal and interest of the housing loan.

The new measures provide for the amount of provident fund withdrawal for housing consumption.

The new measures make it clear that for the purchase, construction, renovation and overhaul of self-occupied housing (including the installation of elevators in self-occupied housing in old residential communities without elevators), the total amount of housing provident fund withdrawn shall not exceed the actual expenditure or the prescribed amount. Among them, if an elevator is installed in the self-occupied housing of the old residential community that is not equipped with an elevator, the balance of the housing provident fund account of the property owner and his immediate family can be withdrawn, and the balance of the housing provident fund account of himself and his or her spouse can be withdrawn for other types of withdrawal.

If the principal and interest of the housing loan are repaid, the total amount withdrawn shall not exceed the total amount of the loan principal and interest (excluding penalty interest due to overdue). If a depositor rents public rental housing, the amount withdrawn shall be withdrawn in full according to the actual rent expenditure. If the depositor rents the commercial house, it shall be withdrawn according to the rental withdrawal amount determined by the city divided into districts.

The new measures stipulate that employees who have retired or retired and are flexibly employed who have reached the statutory retirement age, who have left the country to settle down, who are included in the scope of the minimum subsistence guarantee for local urban residents, who have joined the army or gone to school, who have terminated their labor relations with their employers, who have completely lost their ability to work and whose labor relations have been terminated by their employers, and who have suffered serious difficulties in family life due to emergencies, can also withdraw their housing provident funds.

Adhering to digital leadership is an important measure for Hebei to further improve the standardization, standardization and facilitation of housing provident fund services in recent years. The new measures make it clear that local housing provident fund management centers shall carry out online collection and withdrawal business to facilitate the daily business of depositing units and employees. A little more news

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Source: Hebei Daily Editor: Han Bing Editor: Wang Chunliang Review: Feng Haixiao Xie Yan Proofreader: Chen Tingguo Reprinted this article, please indicate: Zhangjiakou release