It is the most beneficial spring of the year, and it is the right time for Vientiane to renew. In order to thoroughly implement the requirements of the State Administration of Financial Supervision and Administration and practice the political and people's nature of financial work, Ping An Life Fujian Branch launched the "Inclusive Finance Promotion Month" action.
In view of the characteristics of low protection and weak anti-risk ability of inclusive public customers, our company is based on insurance protection, enriches the supply of inclusive insurance products and service innovation, and provides a variety of inclusive insurance products and services with close premiums, rich protection responsibilities, high protection amounts, wide coverage and low compensation thresholds, so as to meet the diversified protection needs of the public in various ways and let more people get benefits.
Ping An Children's Worry-free Outpatient Emergency Medical Insurance (Internet) is a protective wall for children's healthy growth
The healthy growth of children is the most concerned thing for parents, and when a child is sick, it is one of the most worrying things for parents. Ping An Life has launched Ping An Children's Carefree Outpatient and Emergency Medical Insurance (Internet) (hereinafter referred to as "Carefree WS") to provide one-year outpatient (emergency) medical expenses for minors aged 0-17 to cover outpatient (emergency) medical expenses caused by accidents and illnesses, so that children do not have to worry about medical treatment and reduce the medical burden of parents.
Features:
Insurance Liability:
Insurance Case:
Claim Process:
Service Description
Important:
1. Less Diagnosis Worry-free WS is provided by Ping An Children's Worry-free Outpatient Emergency Medical Insurance (Internet), which is underwritten by Ping An Life Insurance Co., Ltd. of China and is responsible for claims.
2. Payment ratio: If you inform the insured that you have participated in basic medical insurance or publicly-funded medical insurance at the time of application, but do not receive medical expense compensation from basic medical insurance or publicly-funded medical care when you are in a hospital or designated medical institution, the compensation ratio is 40%, and in other cases, the compensation ratio is 80%.
3. Principle of compensation: If the insured has obtained compensation from other channels (including basic medical insurance, serious illness insurance for urban and rural residents, publicly-funded medical treatment, workplace, any commercial insurance institution including the company, etc.), we shall bear the corresponding insurance liability for the remaining part within the upper limit of insurance payment according to the agreement of this main insurance contract.
4. Outpatient (emergency) treatment carried out by the insured in the same department of the same hospital on the same day (from 0:00 to 24:00), or outpatient (emergency) treatment carried out by the insured in the same department of the same designated medical institution on the same day (from 0:00 to 24:00) is regarded as one visit.
5. Deductible: (1) The deductible for a single payment is 100 yuan;(2) For each claim application, if the insured undergoes multiple outpatient (emergency) treatment in the same department of the same hospital or the same department of the same designated medical institution, and the treatment time span is greater than 1 natural day, every 3 consecutive natural days starting from the earliest date of treatment shall be a cycle, and we will only deduct the deductible (100 yuan) once per cycle when paying the outpatient (emergency) medical insurance premium. Non-identical claims do not count consecutively for date of visit or combine deductibles.
6. This insurance contract is not guaranteed to be renewed. The insurance period of this product is one year. At the expiration of the insurance period, the policyholder needs to re-apply to the insurance company for this product, and with the consent of the insurance company, pay the insurance premium and obtain a new insurance contract. If the product is no longer available for sale at the end of the insurance period, we will no longer accept your application for insurance, but we will provide you with reasonable advice on how to purchase other products.
7. The content contained in this information is only for you to understand the terms of the insurance, and in some cases, we are not responsible for paying the insurance money. For details of the specific insurance liability, exemption or reduction of liability, termination of contract and other contents that have a material interest in you, the insured and the beneficiary, please refer to the insurance provisions.