Since April, Hangzhou Bank Consumer Finance, CCB Consumer Finance, and Beijing Bank Consumer Finance have ushered in personnel changes.
On April 7, according to the official website of the State Administration of Financial Supervision and Administration, the Zhejiang Supervision Bureau of the State Administration of Financial Supervision and Administration has approved Zhou Bin's qualifications as deputy general manager of Hangzhou Bank Consumer Finance Co., Ltd.
According to public information, Zhou Bin was born in 1984, at the age of 39, with a bachelor's degree, a master's degree, and an assistant economist. It is understood that Zhou Bin has worked in Changshu Rural Commercial Bank, Xiaomi Consumer Finance and Suning Bank (which has been renamed "Sushang Bank"). In 2009, Zhou Bin joined Changshu Rural Commercial Bank, and successively served as a loan officer, assistant to the general manager, deputy general manager, general manager of the small and micro finance headquarters of Changshu Rural Commercial Bank, and vice president of Changshu Bank since October 2017, when Zhou Bin was only 33 years old, known as "the youngest vice president of A-shares". In 2020, Zhou Bin left Changshu Bank, where he had worked for many years, to participate in the preparation of Xiaomi Consumer Finance and served as the first president of Xiaomi Consumer Finance. In August 2022, Zhou Bin went to work for Suning Bank, and in October of the same year, his qualification as assistant to the president was approved by the regulator.
The industry believes that the addition of Zhou Bin can further enhance the offline business capabilities of Hangzhou Bank Consumer Finance. Hangzhou Bank Consumer Finance was established in December 2015 with a registered capital of 2.561 billion yuan, and its shareholders and shareholding ratios are Bank of Hangzhou (42.95%), Didi's wholly-owned subsidiary Dirun (Tianjin) Technology Co., Ltd. (33.34%), China Yintai Investment Co., Ltd. (20%), Zhejiang Wangsheng Business Treasure Co., Ltd. (1.95%), Zhonghui Rayon Co., Ltd. (0.88%), and Zhejiang Hemeng Investment Group (0.88%).
According to the performance data, the net profit of Hangzhou Bank Consumer Finance in the first half of 2023 will be about 400 million yuan, a year-on-year increase of 30.7%, and the operating income will be 2.327 billion yuan, a year-on-year increase of 22.3%. In 2022, the net profit of Hangzhou Bank's consumer finance will be 662 million yuan, an increase of 46.8%, and the operating income will be 4.226 billion yuan, an increase of 51.59%.
In addition, CCB Consumer Finance has recently welcomed a new director. The Beijing Supervision Bureau of the State Administration of Financial Supervision and Administration approved the qualifications of directors of Suning Jianxin Consumer Finance Co., Ltd.
According to public information, Cheng Suning, male, Chinese nationality, born in August 1984, graduated from the University of Illinois at Chicago with a master's degree. Since April 2013, he has successively served as project director, project manager, senior project manager and deputy general manager of the Urban Function and Social Undertaking Investment Department of Beijing State-owned Assets Management Co., Ltd.
CCB Consumer Finance was established in 2023 and officially launched in June 2023 with a registered capital of 7.2 billion yuan, with 83.33%, 11.11% and 5.56% held by China Construction Bank, Beijing State-owned Assets Management Co., Ltd. and Wangfujing Group Co., Ltd., respectively. CCB Consumer Finance is mainly engaged in the business of personal small consumer loans. According to the financial report of China Construction Bank, the net loss of CCB Consumer Finance in 2023 will be 65 million yuan. As of the end of 2023, CCB's total consumer financial assets were 7.308 billion yuan and its net assets were 7.135 billion yuan.
In addition, according to the approval of the Beijing Supervision Bureau of the State Administration of Financial Supervision and Administration, the qualifications of the assistant general manager of Cheng Fang Beiyin Consumer Finance Co., Ltd. were approved.
Founded on March 1, 2010, Beijing Bank Consumer Finance is the first consumer finance company in China approved by the China Banking and Insurance Regulatory Commission (formerly the China Banking Regulatory Commission) and initiated by Bank of Beijing. The main shareholders include Santander Consumer Finance Company, Lisi Group, Legend Holdings, Dalian Wanda and other well-known enterprises. As of the first half of 2023, the company's total assets are 11.146 billion yuan, net assets are 1.069 billion yuan, and net profit is 58.6447 million yuan, an increase of nearly 59% year-on-year.