Some netizens posted that his cousin had a car accident while driving, and the other party was fully responsible. As a result, my cousin was hospitalized for two months, and the other driver did not apologize or come to the hospital to see my cousin. Then this netizen sighed, could it be that with the insurance of the vehicle, the driver can be so ruthless?
Some netizens said that in the past, when there was a car accident, the party responsible for the accident would usually take something to the hospital to apologize and visit. Hospitalization fees are usually paid. At that time, it seemed that the human touch had always been strong.
Some netizens said that the reason why there is no humanity now is because there are too many slanderous things, and the drivers are afraid. In addition, there is insurance now, and it is all handled by the insurance company, which also saves a lot of trouble. Anyway, now take the legal route, and deal with it as you want.
Some netizens even summarized that there is no contact, no visit, no deposit and so on. The reason is that I am afraid that the other party will slander people.
Another netizen told about his colleague's experience of going to the hospital to visit the injured after a car accident, but was falsely accused.
Some netizens also said that since the other party is fully responsible, people also admit it, and there is an insurance company to pay anyway. If the other party goes to the hospital, what if the family loses control of their emotions? In other words, if the other party goes to the hospital, will they be able to lose less money at that time?
The words of netizens are indeed quite reasonable, but they just feel impersonal. Some netizens said that this is mainly required by our insurance, if we can increase the compensation of the responsible driver, instead of the insurance company to compensate all the compensation will be better? For example, it is necessary to pay 100,000 yuan, and the driver's personal compensation ratio cannot be less than 10% or 20%. In this case, the driver will not be too careless even if he buys insurance, after all, he must lose money in an accident.
However, recall that in the past, there was no insurance, and there were often conflicts between the parties. Sometimes it's because the responsible party doesn't have the money, sometimes it's because the responsible party doesn't agree to use certain drugs, and so on. And now it's all handled by the insurance company, and the two sides don't have to meet directly to reduce the conflict, and the insurance company has money, so why not?
Therefore, many times the so-called apologies and visits are just a psychological comfort to the family. However, it is very likely to be a risk for the other party. In the case of an insured person, the other party will naturally not apologize and visit in order to avoid risks.