After the age of 60, people's need for health protection is more and more urgent, but commercial insurance is often not optimistic about age, and premiums are also rising. Many medical insurance products say "no" to seniors over the age of 60, which makes it difficult for them to accept. However, in fact, the risk of cancer and cardiovascular and cerebrovascular diseases increases significantly as we age. In such a situation, cancer medical insurance has become a basic protection option. However, many medical insurance products have high deductibles, leaving consumers unhappy. So, when will there be a medical insurance product that is as popular and affordable as medical insurance? Recently, Alipay's "Good Medical Insurance and Long-term Medical Care (Flagship Edition)" has given us a new choice. This product inherits the past experience of insurance companies, and guarantees the renewal of general inpatient medical treatment for 20 years, and can achieve lifetime renewal for cancer and 11 cardiovascular diseases. Compared with the purchase of medical insurance for millions of dollars and cancer prevention medical insurance at the same time, its premium is a full 20 percent lower! More importantly, it cancels the setting of deductibles, and as long as hospitalization expenses are incurred, they can be compensated proportionally, with 30 percent of the compensation for less than 10,000 yuan and full compensation for more than 10,000 yuan! This kind of product design has brought greater protection to people and made them feel more confident in the face of potential serious illness risks. This innovation is undoubtedly an important step forward for the insurance industry.
