Recently, Zheng Bingwen, director of the Chinese Academy of Social Sciences, proposed in an interview that considering that the retired population in the mainland will reach 500 million in 2050, the ratio of the retired population to the working population will be 1 to 1, which means that a young person needs to support an old man. He suggested that the younger generation should make retirement plans as early as possible, and the sooner they prepare, the better.
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This has undoubtedly once again ignited the discussion of the issue of pension for young people. According to the data, up to now, more than 70% of the 30-35-year-old group in mainland China has not formulated a perfect pension plan. In the face of the 1 to 1 retirement-to-labor ratio in 2050, whether young people need to make more preparations in advance has also become a hot topic among netizens.
Netizens are hotly discussed
Some netizens said: So I now have to pay pension insurance and support the current elderly, and prepare for my future pension at the same time?
Some netizens pointed out: My salary is not even as high as their pension
Some netizens said: If I inherit the Agricultural Development Bank, do I still need to prepare?
Some netizens said: The best pension is the minimum payment of the social security provident fund, and the money is kept by yourself.
Some netizens said: Now that no one wants to enter the factory over 35 years old, how can this work, only to go home and farm?
Some netizens said: The current situation is difficult, how to plan for the future?
With the continuous optimization of the population structure, the ratio of 1 to 1 retired to the working population in 2050 has indeed brought unprecedented pension problems to young people. But we at least have enough time to prepare. It is important that from now on, each of us should raise awareness and take responsibility for our own future development from daily activities, such as active savings, planning for retirement, etc.
As the younger generation, we should be prescient and encourage each other. As your 30s are a new starting point in life, and you may need to take the risk of cutting back on discretionary spending and putting some of your income into a regular savings plan to free up more time and resources for the future.
At the same time, we also hope that the government can strengthen the construction of the social security system, so that everyone can live with peace of mind when returning to their hometowns. Actively deal with the issue of the carry-over of pension insurance for urban workers, reasonably raise the basic pension standard, and give more care to low- and middle-income groups.
In the face of 2050, I believe that as long as the whole society goes hand in hand, the younger generation upholds a prudent attitude, and creates a fair and just environment under the guidance of the government, we will be able to successfully overcome the test brought about by demographic changes and jointly build a more pleasant retirement era. Let's act today, think about the future, and work together to write the second half of a better life!