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The People's Bank of China's Qitaihe City Branch has no shortage of spring ploughing guarantees, and the financial vitality is moist and fertile soil
Seize the agricultural time to prepare for ploughing, and do not miss the spring in the field. At present, it is the critical season of spring ploughing and preparation, and the Qitaihe City Branch of the People's Bank of China actively guides financial institutions under its jurisdiction to increase the intensity of credit for spring ploughing and ploughing, adheres to the integrated efforts of "strong supply, excellent service, speed improvement, and cost reduction", and takes multiple measures to send a steady stream of financial living water for spring ploughing production, and makes every effort to ensure the capital needs of agricultural-related enterprises and peasant households.
Plan ahead and strengthen supply
The "Notice on Doing a Good Job in Financial Support for Spring Ploughing Production in 2024" was issued, focusing on the capital needs of spring ploughing and ploughing, and clearly requiring all banking institutions to plan and put in early to ensure that the agricultural time is not missed. Guide the city's banking institutions to prepare for spring ploughing at this key node, focusing on ensuring the capital needs of agricultural production materials such as seeds, fertilizers, agricultural machinery, etc., and make every effort to do a good job in financial support for the purchase of agricultural materials. Up to now, the city has put in 9,037 loans for spring ploughing, totaling 1.938 billion yuan, a year-on-year increase of 16.95%.
Precise drip activation
Encourage banking institutions within the jurisdiction to base themselves on characteristic industries, strengthen the innovation of rural financial products, adapt measures to local conditions, and ensure continuous financial support with "one bank and one policy". We will guide banking institutions to successively launch 14 kinds of special loans, such as "Loans for Benefiting Farmers in Reclamation Areas" and "Quick Loans for Planting", to flexibly meet the capital needs of agriculture-related production and operation. Up to now, the balance of innovative loans for rural financial products in the city has reached 4.518 billion yuan, a year-on-year increase of 87.62%, benefiting 10,800 rural households and 58 agricultural enterprises.
Efficient docking and agricultural grabbing
Supervise and urge the banking institutions in the jurisdiction to handle special and urgent matters at special times and urgently, so as to meet the demand for spring plowing and preparation funds as quickly as possible. In view of the "short, frequent and fast" capital demand characteristics of spring ploughing and preparation, banking institutions are encouraged to improve the three-dimensional financial service system of "online cloud + offline push", so as to realize that financial machinery is "available in every village", and farmers can scan the code to handle financial consultation, loan application and other businesses.
Benefiting farmers makes profits and increases practical results
Encourage banking institutions in the jurisdiction to take the initiative to reduce the interest rate of agriculture-related loans, and effectively reduce the financing costs of rural households and enterprises. Guided Boli County Rural Commercial Bank to launch the "Planting Quick Loan Credit Loan", breaking the constraints of traditional farmers' mutual guarantee loans, and the loan interest rate was 2.54 percentage points lower than the weighted average interest rate of the institution's agriculture-related loans, benefiting 378 rural households. Up to now, the city's banking institutions have saved 17.5 million yuan in financing costs for farmers and agricultural enterprises to prepare for spring ploughing, which has greatly solved the practical problems faced by farmers' loans.
Reporter: Liu Xueying Editor: Lu Zhangpeng Review: Teng Haixia Supervisor: Zhang Jinhua
2024.4.3
China
Qitai River
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