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Financial advice for 2024: 10 unnecessary expenses

author:Art Scene
Financial advice for 2024: 10 unnecessary expenses

When we spend money again, it is often for free, but when we buy it back, we find that we don't need the things/clothes twice and are pressed to the bottom of the box.

Sometimes, think about it calmly, a lot of money is not necessary to spend, a lot of money can be spent less, and there is a lot of money to save and make your wallet bulge.

Don't always think about saving money after 1,000, 2,000, or 10,000, pay more attention to change, loose money, and cultivate the habit of saving change and loose money, and you will find: Oh, you can save so much.

Accumulate a lot, and over the course of a year, you will find that the money you have saved will unconsciously increase by four or five thousand.

In addition, if you want to save money, you must learn to control your consumption, there are 10 unwanted expenses that can be reduced, so that we can spend less unjust money:

Financial advice for 2024: 10 unnecessary expenses

1. Don't buy skin care products and cosmetics when they don't have empty bottles.

Many people like to stock up and are often tempted by the various activities of merchants to buy things that they don't need to buy at all. After buying it back, I put it there, and in the end, it either expired, or the product expired in less than two months, and I had to throw it away, wasting hundreds or thousands of dollars in vain.

2. It's good to buy a lipstick of the same color.

Lipstick is an item that is not easy to use up, many times, when we buy it, we like this shade, and after a few months of use, we will find that we don't like it, and want to change the shade to use, then we will buy a new one.

If you buy two sticks of the same shade when you buy lipstick, you will lose more at this time, which is not cost-effective.

Financial advice for 2024: 10 unnecessary expenses

3. If you can use public transportation, don't take a taxi

When you can use public transportation, don't take a taxi, don't take a car if you can walk, the distance is close, and if you use public transportation frequently, you can consider buying a monthly card for sharing bicycles and traveling by bicycle.

This can not only save a taxi fare, but also play a role in exercising, which can be described as killing multiple birds with one stone.

4. If you have the conditions to cook, try to cook it yourself and order less takeout

Although takeout is very convenient, you can eat it after the next order, but one thing has to be said is that most of the takeaway is greasy, and eating too much is not good for the body, and more importantly, the hygiene of the takeaway is not guaranteed.

Financial advice for 2024: 10 unnecessary expenses

5. Buy less vegetables and fruits each time, and buy them after eating

Try to buy vegetables and fruits after eating, or buy less when you buy the fruit you want to eat at that time, don't buy too much, and finally this fruit has not been eaten, so you want to eat other things, buy others, resulting in the fruit that has not been eaten in the end no one cares, put it for a long time and spoil, can only be thrown away.

6. Reduce the use of bottled water for drinking water, and use the self-service water dispenser in the community to get water

Bottled water is generally 10 yuan per bucket, and self-service water is generally 5L2 yuan for the same amount of water, which can save 8 yuan per barrel, and dozens of yuan can be saved in a month.

7. Drink less coffee, milk tea and other drinks

In daily life, we like to drink milk tea, coffee and other drinks, however, from the perspective of health, coffee and milk tea should be drunk less, and from the perspective of reducing expenses, a cup of coffee and milk tea needs at least a dozen yuan.

Financial advice for 2024: 10 unnecessary expenses

A cup a week, 4 cups a month, it looks good, but it also costs almost 100 yuan.

For needs such as coffee and milk tea, we can change to drinking tea, or plain water instead.

8. When buying clothes and shoes, the number of pieces you buy is not as good as the quality of the goods

Buy less shoes of all types, don't try to be cheap, buy a lot of clothes of average quality. It is better to buy two or three pieces of clothes and shoes that are of good quality and comfortable to wear than to buy many pieces.

Buy more, wear one or two times and don't wear it, put it there to produce ash, it is better to buy less, the quality is good, not only wear it more times, but also comfortable people.

Saving money and not spending money is reflected in all aspects of life, as long as we are willing to do it and do it consciously, we will find that the wallet is getting more and more bulging, and the quality of life will not decline.

Financial advice for 2024: 10 unnecessary expenses

Write at the end

We must learn to spend money where it matters, never spend what we shouldn't spend, and never save what we shouldn't. Don't be too critical of yourself, pay attention to the quality of life at the same time, have more money, and make life happier and happier.

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