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How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

author:Small talk about the moment

A few days ago, I posted a micro headline: "The pension of civil servants is tens of thousands, and the workers are only two or three thousand, where is the social justice?", Toutiaojun gave a strong show, and netizens discussed it enthusiastically.

How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

The core view is that the retirement benefits of retirees in the system are too high, and the pensions of corporate employees are too low, which is too unfair.

Netizens believe that the individual personnel in the system do not pay social security (note: the reform of the pension insurance of government institutions was in 2014, before the deemed payment, and then the individual payment), the individual payment time is short, the payment is small, and the state uses taxpayers' money to pay more to the staff, resulting in a relatively high pension.

How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age
How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

The individual payment of enterprise personnel (note: the reform of enterprise pension insurance is around 2005, before the payment is regarded as payment, after the individual payment), the individual payment time is long, the payment is more, and some enterprises due to poor efficiency to the employee to pay less, resulting in low pension.

How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

In fact, the purpose of implementing old-age insurance is to let all people have support and happiness for the old, which is also the inevitable choice for the planned economy to shift to a market economy.

In the process of implementation, the state first launched the state-owned enterprise endowment insurance among the main body of the market, and then individual and private enterprises, self-employed individuals and individuals can participate in the endowment insurance. It was not implemented until 2014 (I wonder if it is because the government pays for the system, whether they are in office or retired).

Pension insurance is closely related to the reform of the mainland's economic system, and we cannot look at this problem on the surface in isolation from history. The current situation is also a brief process of historical transition. With the development of the economy and society, the future retirees, due to the economic and social development, the enterprise is prosperous, and the social security payment is more, and the pension of the enterprise personnel at that time may be much higher than that of the civil servant. At present, in many economically developed cities in the south, the pensions of enterprise personnel are higher than those of government agencies and institutions.

How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

I found several basic pension verification tables for personnel of government institutions and enterprises in the article. Pay attention to the relationship between the number of years of payment, the amount of contribution and the amount of pension.

The retirees in the following table have a pension of only 2,092.59 yuan due to their low contributions.

How much pension do you get? The purpose of pension insurance is to let everyone have something to provide for and enjoy their old age

Therefore, only if there are more social security contributions, the pension can be high.

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