Hello everyone, welcome to Wanbao Information.
Today, I would like to introduce to you a million-dollar medical insurance that does not require health notification at all, and friends who are not in good health or even have cancer can buy it.
In addition, as long as it is not particularly serious, pre-existing conditions can be compensated.
The product is called Tai Health Wai Health 2.0, which is produced by the well-known Pacific Insurance and can be insured online.
It can be purchased at the age of 65 or below, and can be renewed up to the age of 100, which is very suitable for parents to insure.
Here are the main benefits.
01. What is guaranteed?
Too Healthy Waiver 2.0 does not require health notification at all, but there are 11 pre-existing conditions that are exempted.
All 11 pre-existing conditions are serious illnesses, such as cancer, ischemic heart disease or kidney failure.
For example, if a person has had cancer, the medical expenses incurred due to the cancer will not be covered after the insurance is taken, but other diseases can still be claimed.
For example, the total hospitalization bill is 100,000 yuan, minus the medical insurance compensation of 50,000 yuan, and then subtract the deductible of 20,000 yuan, and the insurance company will pay 30,000 yuan.
The coverage is not much different from the general million medical insurance, and the outpatient and emergency and special outpatient medical expenses for 30 days before and after hospitalization can be reimbursed, and it is not restricted by the medical insurance catalog.
The annual insurance amount is 3 million, which is normally enough.
The above is the main guarantee content of the product, and then let's see if the price is expensive.
02. Is it expensive?
We tried to calculate the premium of the product, which is definitely more expensive than the regular million-dollar medical insurance, but it is still within the acceptable range of ordinary people.
For example, if you apply for insurance at the age of 40, it will only cost 595 yuan for the first year of "social security", and 1235 yuan for "no social security".
If you buy it for your parents, the 60-year-old "has social security" only needs 2,251 yuan, but "no social security" costs 4,712 yuan.
In addition, we also have more than 100 products from many large companies online, which is convenient for you to shop around and consult us.
03. Is it worth buying?
Finally, to sum up.
Too Healthy Free Health 2.0 is indeed a rare good product for friends who are not in good health and want to buy insurance.
As long as it is not particularly severe, it can still be compensated.
If it is difficult for yourself or your family to buy insurance because of poor health, this Health Free Health Notice 2.0 is one of the few good choices at present.
Well, that's all for today's product review.
If there is anything unclear, please comment or private message communication.
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Thank you.
We'll see you next time!