I'm glad there is no decoration!
This house was bought 2 years ago, with a down payment of 200,000 yuan and a loan of 770,000 yuan, which was a CCB loan at that time, with an interest rate of 6.37%, although it has been reduced now, this house has become my negative equity!
Can you believe it? After repaying the loan for 2 years, this house directly made me work for 10 years!
A few days ago, someone in the community sold a house, renovated a house for more than 1 year, and directly lost 40%, and I was stunned! I was stunned, go back and simply calculate, this has to lose half! Replace my house, counting the loan interest, my house is worthless now!
The main thing is that if I buy it now, it will not be enough to repay the bank principal! My family comforted me, it didn't drop so much, and that house was just a special case! But it was a special case, and it was true that I had worked for nothing for a few years!
The only thing I am glad about now is that there was no rush to renovate at that time!
Many people say that the house they live in doesn't matter whether it goes up or down! This idea is wrong, and everyone confuses a concept! Two families with the same income, one buys at the highest point of house prices, and the other buys at the lowest point of house prices! Even if it is a 20% price difference!
1 million house, as long as you have a good opportunity and good vision, you will have 200,000 more disposable income than another family, if you take into account the loan, the extra 200,000 money, one in and one out, can reach the value of 500,000!
If this kind of thing happens a few times, you will find out that my family is in the same situation as his family, they drive luxury cars, live in luxury houses, and travel all over the world! You are still struggling to earn money to repay the loan!!
That's the truth, right? What do you think? #冬日生活打卡季#
