Before reading this article, I sincerely invite you to click "Follow", which is not only convenient for you to discuss and share, but also brings you a different sense of participation, thank you for your support.
With the progress of human civilization, our world is developing rapidly, in the whole world development process, each country is interrelated, not a separate individual, the major events that occur in any country will affect the pace of world development.
On November 15, 2022, the Ministry of Education predicted that more than 11 million college students will graduate and find employment in 2023.
Moreover, the world has experienced more than three years of the epidemic, during which many factories have failed to receive orders and have to pay rent and other expenses every month, so a large number of factories have closed down during the epidemic.
We may feel that the current economic situation is not good, not only for recent college graduates, but also for friends over the age of 35, who are facing layoffs due to poor company performance.
So what is our economic outlook like now, and where should we ensure our livelihood in the future? It can be roughly analyzed from five aspects.
First, let's talk about the international situation. The fact that the United States, the recognized world power, has been increasing interest rates over the past three years is a very bad sign, and this move will cause a lot of pressure on the whole world.
As an important leader of the currency, the interest rate hike behavior of the United States will cause the money of various countries to flow to the United States, which is equivalent to the United States absorbing the world's money, because the interest rate in the United States is higher, and capital is profit-seeking, so it will flow to countries with high interest rates.
When the world's capital flows to the United States, correspondingly, the flow of funds to our country is less, then our country's stocks, bonds and other markets will increase pressure, less money for investment, and the real economy will naturally be depressed.
Of course, the U.S. is acting not just on the issue of capital inflows. For those companies that have already issued bonds in the U.S. market, the more interest they need to repay in the context of interest rate hikes, coupled with various factors such as the epidemic, there may be a disconnection of funds.
The second aspect is that the world is also facing problems, and now we are experiencing more than three years of the epidemic, and many industries have experienced a big blow in the process, layoffs and layoffs, and some can't hold on and close down.
This can directly deal a blow to the social and real economy, directly cause the reduction of our country's gross output value, the most important thing is that a large number of people can only stay at home, if it is a family with savings is fine, otherwise it may really face the problem of eating.
Staying at home is not an option, because most people are burdened with various loans, such as housing loans, car loans, etc., which will not wait for you to find a job and then pay them back, if you can't pay it back, the bank may take back your house.
Think about how sad it is to buy a house with your hard-earned down payment and be taken back by the bank because you can't pay the loan.
Not only the work problems of the majority of friends, but also the owners of those small and micro enterprises are also miserable, and the things they make cannot be sold, so naturally there is no income.
During the epidemic, I heard a lot of bad news, and those who really couldn't withstand the pressure couldn't think about it impulsively, so they could only commit suicide. These are very uncomfortable facts, and it is undeniable that the pandemic has left us with so much and we are still recovering.
At present, we have just finished the impact of the epidemic, and it can be said that our industry has been more or less hit, and we need to work hard together to recover from such an endgame.
The third aspect is from the housing market in our country. As we all know, our country's housing prices have experienced a dividend period, in the past 20 years, there are many people who have made a lot of money because of speculation, but now the housing market is in a downward trend.
Most friends should have heard the news of Evergrande Real Estate, the big brother in the real estate industry finally collapsed after the epidemic ended, and the amount of debt that broke the news was ridiculously high, and who should repay the money owed, which is a big problem.
According to news reports, Evergrande owes more than 2.8 trillion yuan, and everyone may have no idea about this number, for example, according to the current highway fee, this money can build more than 56,000 kilometers of expressway.
A large part of this money is owed to the banks, and it's not just the banks that have been hit hard. Due to the breakdown of funds, many houses and projects under construction have to be stopped, and many houses purchased by many people have become unfinished buildings, which is the most painful.
Housing prices have risen too high in the past, and a lot of money has been spent on advanced houses, and people have no funds to spend, and the natural economy will be sluggish.
The fourth reason from the perspective of foreign trade, on the one hand, is the impact of the epidemic, and on the other hand, the tension of the international situation, which has led to a decrease in international transactions, a slowdown in the flow of goods, and a stagnation of the economy.
The fifth aspect is that our public's desire to consume is not strong. In the current situation, most of us are mainly saving, especially after experiencing the torture of the epidemic, we are more aware of the importance of saving.
However, if everyone does not spend money, then the production and sales of goods will not be stimulated, and enterprises will not have the desire to develop, which will lead to a further downturn in the economy.
To sum up, the current economic form is relatively low, but our country's economy is very strong, and I believe that in the near future, our country's economy will recover and improve steadily.
Due to the rules of the platform, you will only be recognized as a fan if you have more interaction with me. If you like my articles, you can click "Follow" and receive the article push as soon as you become a fan.