In Dongguan, Guangdong, a netizen suddenly posted, "I haven't repaid the mortgage for half a year, and no one wants 6 million when I bought it, and now it's 2.8 million!"
This netizen posted a post asking for help on the platform:
Probably it means that I bought a 96-square-meter house in Songshan Lake, Dongguan in 2020, and the real estate industry was still thriving at that time!
As a result, the general environment is not good now, and I got on the car at the highest point of housing prices, and I thought that I could rely on this house to turn over and make a fortune, but I didn't expect to smash it into my hands!
Now this netizen is facing two very tricky problems~
The first problem is: now that he has been out of supply for half a year, he has defaulted on the bank, and the only way at present is to sell the house, but the house price has fallen so much that even if he loses a lot of money to sell, no one wants it!
The second question is: on December 16, 2023, the latest issue of the loan repayment notice, if he does not repay the loan, his house will be auctioned!
[At present, the price of this house has been cut in half, at that time he made a down payment of 1.76 million yuan, and the loan was 3.96 million yuan, even if he has repaid the loan for 3 years, he has not repaid much! Even if the listing price of 2.8 million can be sold, he still owes the bank 1.2 million !!]
Later, the reporter tried to contact this netizen, but he has not yet given a reply, but he contacted a senior person engaged in real estate in Dongguan!
First of all, the real estate bought by this netizen is on the edge of Songshan Lake, which is a typical real estate that is greatly affected by the market!
The second is that there are a lot of houses for sale in their community, there are 234 houses for sale in this community alone, and only 3 sets have been sold in the past 3 months!
Seeing this, the comment area is not calm, and netizens have made suggestions!
It is certainly not feasible for this netizen to let a "fake" divorce! But the market situation is like this! Some netizens said:
If you have a house, don't buy it again, the current society, the market is ever-changing, maybe you used to do a good job in business, with sufficient funds, but more than 60,000 square houses, far more than our current economic level, your situation in the current situation unless you have a high source of income, otherwise there is no solution, waiting for nothing.
There are also netizens who make a loss move: The matter has come to this point, it is better to spend another 2.8 million to buy a set and reduce the cost in a balanced manner, (600 + 280)/2 = 4.4 million / set, the original set lost 3.2 million, and now a set only loses 1.6 million [covering face]
This will definitely not work, netizens have already said that their home is already stretched! So the best way to stop the loss at present is to ask the bank for help and coordinate it as soon as possible! Give yourself an extension, in case the house price rises again, everything will be calm!
epilogue
At present, the whole real estate industry is quite sluggish, I am in a third-tier city, and now I live in this set of 125 square meters, when I bought it in 2019, it is also a high price on the car, 12,000 yuan / square meter, this is not, a neighbor just came to the door, and the second-hand house bought by people is 9200 yuan / square!
Therefore, you can only go with the flow, and the people you live in are not speculating tenants, whether it appreciates or decreases, it doesn't matter!
See you in the comments section!
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