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If my house collapses in an earthquake, do I still need to pay my mortgage?

author:Top wind chime YQ0

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The earthquake in Gansu revealed not only the collapse of buildings and the death of people, but also the "loan dilemma" behind it!

Recently, the earthquake swept in Gansu, killing 111 people and injuring 96 people. We were deeply saddened by the natural disaster, but after the earthquake destroyed the homes, the issue of loans became another mental war for the survivors.

If my house collapses in an earthquake, do I still need to pay my mortgage?

1. Life and death, and the haze of loans

A heartbreaking video of a woman who lost eight relatives in the earthquake and the house she had borrowed money to lay in ruins. This is not only the pain of losing a loved one, but also the huge mortgage that has become a stone in the heart and makes people fall into the abyss.

2. The web of law: Loan responsibilities are always with you

Some people may think that the earthquake destroys the house and means a loan forgiveness, but the law makes it impossible to escape. The earthquake destroying a home does not relieve the loan liability, which seems to be a relentless web of law that binds every borrower to the responsibility of repayment.

If my house collapses in an earthquake, do I still need to pay my mortgage?

3. Public doubts: Is the earthquake "force majeure"?

Some people began to question why they had to repay their loans because the earthquake was a force majeure, but the lack of a clear explanation from the law made the victims feel helpless when faced with the problem of loans. Behind this, we should think: in the face of natural disasters, do loan responsibilities need to be re-examined?

4. High-rise security is a concern: who's paying?

The earthquake in Turkey caused high-rise buildings to collapse like cards, and the safety of high-rise buildings in reality has been questioned. This is not only an appeal to real estate developers, but also a torture of the quality of the construction of the whole society. It's time to ask, who is to blame for such security issues?

If my house collapses in an earthquake, do I still need to pay my mortgage?

5. Future Prospects: Shapers of the Rule of Law

In the midst of this disaster, we have seen the resilience and solidarity of people. Society needs more care and support, especially in the construction of a society governed by the rule of law. It is hoped that in the future, the builders of a society governed by the rule of law will be able to protect everyone's rights and interests more deeply, so that every family can gain a sense of security within the legal framework.

Conclusion: Every question in life is worth pondering. Earthquakes may be unavoidable, but we can build a society based on the rule of law so that everyone can find a way out of the predicament. I hope that the deceased will rest in peace and that the disaster area will be rebuilt as soon as possible.

This is not only a reflection on disasters, but also a call for social construction. May we grow together in the midst of adversity.

If my house collapses in an earthquake, do I still need to pay my mortgage?

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