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In Beijing, Li Ming's life seems to be full of the hustle and bustle of modern urbanites.
Shuttling between high-rise buildings every day, Li Ming's life seems glamorous, but in fact, he is the representative of the new "poor" of our time.
Li Ming's income is not low, but he struggles to make ends meet almost every month in the face of high rents, a rising cost of living, and pressure on social media presences.
He has the latest smartphone, eats at fancy restaurants and seems to be living a dashing life, but in reality, Li Ming has little savings in his bank account and is even saddled with credit card debt.
On the other hand, in another corner of Beijing, Zhao Qiang, a college classmate of Li Ming, lived a very different life.
Zhao Qiang is a teacher, and although his income is not as high as Li Ming's, he lives frugally and actively saves.
He does not pursue luxury consumption, but pays more attention to the quality of life and spiritual satisfaction.
These two distinct lifestyles reflect a new definition of "poor" in contemporary society.
In the past, "poor" often meant low income and material deprivation.
However, in modern society, even people with good incomes may fall into a new state of "poverty" due to differences in consumption concepts and lifestyles.
From an economic point of view, this phenomenon can be attributed to a "sense of relative deprivation" – that is, individuals feel that their wealth or status is insufficient when compared to others.
This feeling does not arise from absolute material deprivation, but from the comparison of the relative status of the rest of society.
The hyper-interconnectedness and information explosion of modern society makes it easier for people to fall into this comparison trap and thus ignore the true financial health and quality of life.
Therefore, for ordinary consumers, it is important not to blindly pursue material wealth, but to establish a correct concept of consumption and avoid excessive borrowing and unnecessary extravagant consumption.
Rational consumption behavior and sound financial planning will be the key to achieving true financial freedom and quality of life.
Remember, true wealth is not only reflected in the amount of wealth, but also in the richness of life and inner satisfaction.
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