NCMS ushers in change: Rural cooperative medical care (NCMS) has long been regarded as the "health guardian" of farmers, but recently there have been some problems, with some medical institutions refusing to provide medical services to NCMS insured farmers, which has caused distress to the public and farmers. The state has taken action to ensure the legitimate rights and interests of farmers and the normal operation of medical services. In the future, NCMS will usher in a series of changes to provide better medical protection. Since 2003, NCMS has been rolled out nationwide, aiming to alleviate the pressure on farmers to become poor due to illness and provide them with timely and effective medical assistance. Over the years, NCMS has become one of the most important medical guarantees for farmers. However, in some places, there has been a problem of medical institutions refusing to provide services to farmers who are insured by the NCMS, which has caused inconvenience and distress to farmers. The main reason for this emergency is the disagreement between the medical institutions and the NCMS over the reimbursement of medical expenses. The reimbursement standard of NCMS is relatively low, which makes it difficult for some medical institutions to obtain adequate reimbursement for medical expenses, resulting in losses. The state pays close attention to and takes measures to protect farmers' medical rights and interests.
Medical institutions that refuse to provide medical services to farmers insured by the NCMS will be seriously investigated and dealt with to ensure that the interests of farmers are not harmed. At the same time, the state is also actively studying and adjusting the reimbursement policy of NCMS, striving to achieve a win-win situation between medical institutions and NCMS. In the future, NCMS may have the following major changes: First, the state will gradually increase the reimbursement standard of medical expenses of NCMS to resolve the cost gap between medical institutions and NCMS and make it closer to the actual market. Secondly, NCMS will no longer be limited to basic medical services, but will also include some special medical services and high-end medical services to improve the level of medical services enjoyed by farmers. Third, the state will encourage NCMS to establish long-term and stable cooperative relations with major medical institutions to ensure that farmers can enjoy high-quality medical services in any medical institution. These changes will provide farmers with better health care and more peace of mind about their access to health care. At the same time, this also reflects the great importance that the state attaches to the medical security of farmers, and in order to enable farmers to enjoy better medical services, the state has made great efforts in medical insurance.
In general, the goal of NCMS is to protect the legitimate rights and interests of farmers and provide them with better medical security. The state is actively promoting the medical reform of NCMS, which will provide farmers with more comprehensive and high-quality medical security in the future, so that farmers can enjoy medical services with more confidence. We should pay attention to and support this issue, so that medical security can better serve the health needs of farmers. In the future, we also need to think about how to further improve NCMS to make it more suitable for the actual needs of farmers and provide better medical security. At the same time, we can also learn from the experience of other countries to explore more innovative and sustainable models of rural health care. Through continuous improvement and perfection, we can provide farmers with better medical security and promote the development of health in rural areas. What are your views and suggestions on the reform of NCMS? The reform of NCMS: From settlement to mutual aid rural medical insurance is a major event related to the health of hundreds of millions of farmers, and NCMS is a system to ensure basic medical care for farmers. However, for a long time, there have been some contradictions and problems in the NCMS system.
In order to solve these problems, in recent years, the state has successively issued a series of policies to deepen the reform of NCMS, and has achieved certain results. 1. The Past and Present of NCMS The birth of NCMS can be traced back to the 80s of the last century. At that time, the state began to explore the establishment of a rural cooperative medical system, but due to the different economic, cultural, geographical and other conditions in different regions, there were also differences in the implementation of this system in different regions. With the development of rural social economy and the improvement of medical conditions, the traditional rural cooperative medical system has gradually failed to meet the needs of farmers. In order to solve this problem, the state launched the pilot project of NCMS in 2003 and launched it in 2005. 2. Problems and Contradictions of the New Rural Cooperative Medical System The popularization and implementation of the New Rural Cooperative Medical System has alleviated to a certain extent the problem of difficult and expensive medical treatment for farmers, and improved the level of medical security for farmers. At the same time, however, there are some problems and contradictions in NCMS. First of all, the coverage of the NCMS system is not extensive enough to cover some special groups (such as migrant workers, left-behind children, etc.). Secondly, there are certain drawbacks in the financing model of NCMS, which relies heavily on the support of local governments.
In some areas and townships, the funds raised by NCMS have been abused and squandered. In addition, the reimbursement ratio of NCMS is not high, and for some high-priced drugs and high-priced medical items, the reimbursement ratio is low or even non-reimbursable. This is a heavy economic burden that is unbearable for some farmers suffering from serious illnesses. 3. Deepening Reform of NCMS In order to solve the problems and contradictions faced by NCMS, the state has continuously strengthened the supervision and guidance of NCMS in recent years and carried out deepening reforms. Specifically, the state has explored and practiced in the following aspects. First, increase financial input. The state has increased its financial investment in the NCMS year by year, expanded the coverage and reimbursement ratio of rural medical insurance, and improved the level of medical security for farmers. Second, innovate ways to raise funds. The state encourages the exploration of diversified financing methods, such as the introduction of commercial insurance, the issuance of bonds, etc. This measure can not only alleviate the financial pressure on the government, but also increase the level of medical security for farmers. Furthermore, optimize the management system. The state has strengthened the supervision and guidance of NCMS, improved the management system of NCMS, and introduced third-party institutions to conduct supervision and evaluation, so as to promote the healthy and orderly operation of NCMS.
Fourth, the future of NCMS, looking forward to the transformation of NCMS, is not only a blessing for farmers, but also a manifestation of the state's concern and support for farmers. With the continuous efforts of the state, NCMS will gradually become a "mutual aid" system in the true sense, providing farmers with more comprehensive and high-quality medical security services, so that every farmer can truly enjoy the warmth and care of the country. In the future construction of NCMS, it is also necessary to strengthen the supervision and evaluation of NCMS, innovate the financing methods of NCMS, further increase the reimbursement ratio, and strengthen the coverage of medical insurance for special groups such as migrant workers and left-behind children, so as to create a real mutual aid system, so that every farmer can feel the care and support from the state. In short, NCMS is a major event involving the health of hundreds of millions of farmers, and its transformation requires the participation and joint efforts of the whole society to achieve improvement and promotion in the true sense. We believe that with the joint efforts of the state and society, NCMS will become a "fixed needle" for farmers to see a doctor, and will also become an important part of the medical security system in the new era.