WeChat Pay has become an indispensable part of our daily life, whether online or offline, we can complete various transactions through WeChat scan or payment code.
But, you know what? There is actually a big difference between "I sweep you" and "you sweep me" in WeChat Pay, and if you use it wrong, it may bring unnecessary trouble and risk to yourself.
So, what exactly is the difference between "I sweep you" and "you sweep me"? What are the risks?
The difference between "I sweep you" and "you sweep me"
First, let's be clear about the difference between "I sweep you" and "you sweep me."
"I scan you" means that we open the WeChat scan function, scan the QR code or barcode provided by the merchant or individual, and then enter the payment amount, verify the identity and complete the payment.
"You scan me" means that we open the WeChat payment code function, show our QR code or barcode to merchants or individuals, let them use mobile phones or scanning equipment to scan our payment code, and then enter the payment amount, verify the identity and complete the payment.
By definition, the difference between "I sweep you" and "you sweep me" mainly lies in who actively enters the amount and verifies the identity.
In the case of "I sweep you", we are the active party, we can decide how much to pay, and we need to enter a password or face recognition to verify our identity.
In the case of "you sweep me", we are the passive party, we can only passively accept the amount entered by the other party, and do not need to enter a password or face recognition to verify the identity.
The advantages and disadvantages of "I sweep you" and "you sweep me" and applicable scenarios
Secondly, we must understand the advantages and disadvantages of "I sweep you" and "you sweep me" and applicable scenarios.
The advantage of "I sweep you" is that you can freely control the payment amount, avoid being overcharged or undercharged, and increase security through password or face recognition.
The disadvantage of "I sweep you" is that you need to open WeChat and find the scan function, which may be more troublesome, and you need to enter a password or face recognition to verify your identity, which may be more time-consuming.
The applicable scenario of "I sweep you" is when we need to pay an irregular amount or need to check the amount, such as in supermarkets, restaurants, online shopping and other occasions.
The advantage of "you sweep me" is that you can quickly complete the payment, only need to show the payment code, and do not need to enter a password or face recognition and other ways to verify the identity.
The disadvantage of "you sweep me" is that you cannot freely control the payment amount, there may be overcharged or undercharged, and the payment code may be stolen or forged by others.
The applicable scenario of "you sweep me" is when we need to pay a fixed amount or do not need to check the amount, such as in buses, subways, parking lots, etc.
"I sweep you" and "you sweep me" security risks and precautions
Finally, we should pay attention to the security risks and precautions of "I sweep you" and "you sweep me".
The security risks of "I scan you" are mainly as follows: First, the scanned QR code or barcode may be fake or tampered with, resulting in our money being transferred to an incorrect account; There was a case of a woman transferring money without carefully verifying the recipient, resulting in money being stolen.
Second, the scanned QR code or barcode may contain viruses or Trojans, causing our mobile phones to be infected or controlled;
Third, entering passwords or face recognition may be spied on or photographed by others, resulting in our identity information being leaked or stolen.
The precautionary measures of "I scan you" are mainly as follows: First, before scanning the QR code or barcode, carefully check whether the source is reliable and consistent with the actual payment object;
Second, after scanning the QR code or barcode, carefully check whether the payment amount is correct and consistent with the actual payment amount;
Third, when entering passwords or face recognition, you should pay attention to covering or avoiding others from prying or filming to protect your identity information.
The security risks of "you sweep me" are mainly as follows: First, the displayed payment code may be stolen or forged by others, resulting in our money being transferred to an incorrect account;
Second, the displayed payment code may be scanned or repeatedly scanned by others, resulting in our money being paid multiple times or repeatedly;
Third, the displayed payment code may be used by others to launder money or fraud, resulting in our money being frozen or recovered.
The precautionary measures of "you sweep me" are mainly as follows: First, before displaying the payment code, carefully check whether the other party is reliable and consistent with the actual payment object;
Second, after displaying the payment code, carefully check whether the payment amount is correct and consistent with the actual payment amount;
Third, when displaying the payment code, pay attention to limiting the number of payments and the payment timeliness to avoid the payment code being scanned multiple times or repeatedly.
Through the above analysis, we can see that "I sweep you" and "you sweep me" are very different in terms of definition, difference, advantages and disadvantages, applicable scenarios, security risks and preventive measures.
Therefore, when using WeChat Pay, we must pay attention to distinguish between these two methods and choose the appropriate method according to different occasions.
At the same time, we must also improve our security awareness and prevention ability to avoid unnecessary troubles and risks to ourselves.