There is a worrisome problem in the domestic real estate market, that is, the supply of housing. According to the latest statistics, the number of disconnected housing in China has exceeded 3 million, which is a shocking figure. The emergence of the supply of housing has aroused the attention and discussion of all parties, and people in the industry have also given their own suggestions. In this article, we will explore the problem of housing discontinuation and understand the suggestions made by insiders.
Let's take a look at what a disconnected house is. The so-called discontinued housing refers to the phenomenon that after the buyer purchases the property, but due to various reasons, he cannot pay the house price on time according to the loan contract. This means that the buyer's loan is "cut off", they can no longer pay the house, and the house is in a state of disconnection. In real life, this can cause a lot of confusion for home buyers and developers. The increase in the number of houses without supply means that houses are becoming more and more difficult to sell. Although the real estate market has always been a stable investment area, the emergence of the problem of housing supply has plunged the market into disputes. On the one hand, buyers are under financial pressure, unable to continue to pay for their homes, and houses become difficult to sell; On the other hand, the risks faced by developers are also increasing, and the number of discontinued housing may continue to increase, bringing them huge financial losses. Therefore, it is crucial for buyers and developers to solve the problem of housing failure.
The emergence of discontinued housing is caused by the combination of a variety of complex factors. These include the operational risks of developers, the adjustment of financial policies, and the fluctuation of market demand. Buyers need to carefully choose the reputation and strength of the developer when buying a house to reduce the risk of supply interruption that may be faced in the later stage. How to deal with the risk of discontinuity? In view of the risk of supply interruption, buyers should first improve their risk awareness, do not easily believe the developer's publicity and commitment, and do a good job of full investigation and research to understand the reputation of the developer and the operation of previous projects.
Homebuyers can choose to purchase mortgage insurance, which is an insurance method that can financially compensate buyers in the event of a home outage. For homebuyers who have already purchased a home that has been cut off, they need to take some proactive steps to deal with the situation. First of all, they can find lawyers to assist in handling relevant disputes and protect their rights and interests with the help of legal means; Secondly, it can actively communicate with developers to strive for solutions that maximize benefits; Finally, homebuyers may also consider joining forces with other homeowners to jointly defend their rights.
Before solving the problem of disconnecting housing, we need to conduct an in-depth analysis of the causes of its occurrence. First of all, economic factors are one of the main reasons for the problem of housing disconnection. Economic instability and stagnant income growth prevent buyers from paying their homes on time. Secondly, buyers have insufficient awareness of the risks of buying a house, lack of comprehensive understanding and preparation, resulting in financial difficulties after buying a house. Third, the uncertainty of real estate market regulation and control policies is also one of the factors leading to the problem of housing supply, which brings certain uncertainties and risks to buyers and developers.
Faced with the problem of housing cut-off, insiders gave some suggestions in the hope that they could help solve this thorny problem. First of all, buyers should prepare in advance, fully assess their financial ability and risk tolerance, and ensure that they can pay the house on time. Secondly, buyers need to improve their awareness of the risks of buying a house, understand the content and terms of the purchase contract, and avoid financial difficulties. In addition, developers and regulators should also strengthen the regulation of the housing market, formulate clear policies, and reduce the risks of home buyers and developers.
For the problem that the number of discontinued housing may increase, insiders believe that it needs to be fundamentally solved. First of all, the review and review of home buyers should be strengthened to ensure that their financial ability and credit history meet the standards for buying a home. Secondly, the supervision of developers should be strengthened, the credit level and performance ability of developers should be improved, and the occurrence of discontinued housing should be reduced. Finally, we should also strengthen the regulation and control of the real estate market, control the rapid rise in house prices, and avoid excessive economic pressure on buyers.
Regarding the question that the property tax may be introduced in advance, insiders also gave their own views. They believe that the introduction of property tax is a positive sign for the real estate market. Property tax can increase the transparency and stability of the real estate market and avoid speculation. In addition, property taxes can also provide more fiscal revenue for the country, which can be used to improve infrastructure and social welfare, and promote sustainable economic development. The number of out-of-supply houses in China has exceeded 3 million, bringing huge economic pressure to home buyers and developers. In order to solve the problem of housing supply cuts, insiders gave some suggestions, including preparing buyers in advance, increasing their awareness of risks, and strengthening the supervision of the market and developers. In addition, they also expressed their support for the early introduction of property tax to promote the healthy development of the real estate market. It is believed that only the joint efforts of the whole society can solve the problem of housing supply and ensure the benign development of the real estate market.