In recent years, with the continuous rise of housing prices, more and more young Chinese people have fallen into the problem of housing burden. Due to high housing prices, young people have to bear heavy economic pressure and may even choose to cut off supply. However, is this act of cutting off supply worth it?
For young people, the problem of housing weight seems to be a huge mountain. In China, the house has always been regarded as an important asset, and people always regard it as a symbol of success and dignity. However, as house prices skyrocket, it is becoming increasingly unaffordable for young people to buy a home. They had to give up other possibilities and would rather accept a huge financial burden to meet society's expectations. The expectation of this society is that they "must have their own house".
In the process of pursuing real estate, the price paid by young people cannot be ignored. The first is enormous economic pressure. Most young people even need to take out loans for decades to fully pay for a home, which means they have to bear the pressure of high mortgages for a long time. High house prices also prevent young people from investing in other forms of assets, which has a significant impact on their future finances.
The burden of housing brings not only financial pressure, but more importantly, psychological burden. Whether it's working overtime to buy a house, or neglecting their hobbies under the pressure of buying a house, young people often lose too much in the process. While they pursue a house that truly belongs to them, they also lose the freedom and unrestrained nature of their youth.
Despite facing such great pressure and burden, young people are willing to fight to buy a home. This is not only because society expects them to be, but also because the weight of the house does bring them a certain degree of security and security. Compared to renting, owning your own house can provide young people with a stable living environment and return on investment. Mortgage interest is also relatively low in many places, making it a relatively good way to finance young people.
But high housing prices make it difficult for young people to own their own homes, and they have to rely on their parents' support or borrow money to buy a home. As a result, they are burdened with a heavy financial burden, and their monthly mortgage and living expenses leave them with almost no savings. Over time, their quality of life will be greatly affected and they may not even be able to pursue higher life goals.
There are also risks associated with supply cuts. Failure means that the mortgage cannot be paid on time, which will directly lead to poor credit records. Once personal credit is damaged, it will face a lot of trouble, and it will not be possible to smoothly apply for loans, credit cards, etc., and even affect daily life. In addition, once the supply is cut off, the ownership of the house will also be owned by the transaction agent or developer, and young people will lose the opportunity to buy a house. This is undoubtedly a major loss for some young people who have lived in the city for a long time. Cutting off a home may be an option to give up homeownership, but it can leave them without owning their own home for the rest of their lives.
Although there are many risks of cutting off supply, it is also a helpless choice made by young people under the pressure of survival. I believe that the government should focus on the real estate issue and take more effective measures to deal with the growing burden problem. First of all, the government should implement a real estate market supervision system and strengthen the control of housing prices. By restricting the malicious price increase behavior of real estate enterprises, curb the excessive rise in housing prices and ensure that people can afford to buy houses.
Secondly, the government can actively guide young people to choose to rent instead of buying houses, develop the rental market, provide high-quality and low-cost rental resources, and fundamentally alleviate the problem of housing burden. Finally, the government also needs to increase support for urban housing security policies to safeguard the basic living rights and interests of low-income groups. Only in this way can young people really have more choices and get rid of the heavy housing burden.
Some people say that the burden of housing loans can also stimulate the motivation of young people to struggle. Buying a house is not only an economic pressure, but also a young person's expectation and pursuit of the future. Housing weights become the goal and motivation for them to strive for, making it easier for them to set clear goals for themselves and work hard for them.
Everyone has a different perception of the weight of the house. Some people think that young people give up too much in order to buy a house and pay too much; Some people believe that the weight bearing is the only way for young people to grow, and only after experiencing setbacks and pressures can they grow and exercise better.
Despite the enormous financial pressure and psychological burden, young people are willing to fight to buy a home. The weight of the house brings them a certain guarantee and motivation. However, we should also value the healthy growth of young people and provide them with more choices and opportunities so that they will not completely lose their freedom and happiness while pursuing real estate. After all, young people deserve a bright future of their own, not just a house.