June is Publicity Month to prevent illegal fundraising
In recent years, people's demand for investment and financial management has been increasing
Criminals take advantage of this trend
Hype the moment "hot terms" "hot concepts"
Weaving traps of illegal fundraising with high returns and high returns as bait
Face the routine of renewal
How to see through the "pit"
Peace helps you "keep your money bag and protect your happy home"
1
Beware of false "old-age" routines
Uncle Zhang lived alone for many years after retirement, and one day he received a sales advertisement for an elderly apartment on the street, so he left his contact information. After that, the staff attentively provided door-to-door service, and also took Uncle Zhang to the project site visit many times, claiming that now members can book beds, stay can be discounted, and can also get 11% interest every year, and investing money in the pension apartment can enjoy a return far beyond the regular interest of the bank. The enthusiasm and kindness of the staff, the "seeing is believing" and the high-interest return pension service on the project site made Uncle Zhang completely believe the words of the criminals and invest all the pension capital he had accumulated for many years. It was not until after the case that he found that the money he had invested could no longer be returned, and the "pension institutions" and office buildings he had visited were also empty.
2
Beware of the "pay off debt" routine
A friend recommended an investment platform to Xiaobei, saying that he could sell quota to the platform to make money. The platform is involved in beauty, clothing and other fields, participants only need to borrow in their own name, and then hand over the loan funds to the platform for investment, the platform will be responsible for repayment, and will also give participants high returns, which is a transaction without profit. Xiaobei then applied for a loan of 200,000 yuan from a lending institution in the name of capital turnover, and transferred all the money to the investment platform. In the first 3 months of the beginning, Xiaobei saw that the investment platform helped him repay the loan on schedule, and he was very relieved, and as a result, he received a repayment reminder from the lending institution in the 4th month - saying that he was overdue, Xiaobei quickly called the investment platform, and the other party said that due to the loss of funds in the epidemic project, he could not help him repay. Xiaobei hurriedly went to check the account, only to find that the project had lost more than 100,000 yuan, not only did his expected profits come to naught, but also bore the pressure of repayment.
3
Be wary of new "agriculture-related" routines
Xiao Li learned about an entrepreneurial opportunity in an agricultural and sideline products business from a friend, so he went to the franchise store to learn more. The staff told Xiao Li that they are an innovative industry of "Internet + agriculture", supported by the national "rural revitalization policy", you can download the APP, conduct seedling transactions on the APP, which will rise every day, and can be withdrawn at any time, and the head office promises to recycle the bottom, and the money is entrusted to a third party to ensure the safety of funds. Xiao Li tried to invest a small amount of spare funds, and after trying for a few days, he found that he doubled his income every day, and immediately invested all his funds in the project, and even borrowed money to invest. After a while, when Xiao Li was about to use the money, he found that the APP could not be withdrawn, and the company's phone could not be reached, Xiao Li panicked and quickly called the police, only to find that many customers like him had been deceived.
Look around, think twice and wait overnight
In fact, no matter how many tricks there are scammers, illegal fundraising has the four characteristics of "illegality, openness, inducement and sociality", in order to defraud the people's funds, criminals promise to give high returns in the form of high-interest rewards, point rebates, etc., and after reaching a certain scale, they secretly transfer funds and abscond with funds. Therefore, if you want to avoid falling into illegal fundraising scams, you must "think twice and wait overnight".
Four looks
Looking at the legality of financing, in addition to whether the enterprise has obtained a business license, it also depends on whether it has obtained relevant financial licenses or been approved by financial management authorities.
Second, look at the publicity content to see whether the publicity contains or implies "guaranteed, risk-free, high-yield, steady profit and no loss" and other content.
Look at the business model, whether there is a physical project, the authenticity of the project, the direction of the investment of funds, the way to obtain profits, etc.
Fourth, look at whether the participants in fundraising are mainly for specific groups such as the elderly.
Think
Think about whether you really understand the product and the market.
Think twice about whether the product meets the laws of the market.
Think twice about whether your own economic strength has the ability to resist risks.
Wait overnight
Be sure to avoid hotheadedness, seek the advice of family and friends first, consider it overnight before deciding, and don't be tempted by usury to invest blindly.
Prevention of illegal fundraising
Discern tricks
Remember to stick to the bottom line of rationality
Don't be blinded by chance
Be vigilant, be vigilant, be vigilant again