May 19 is the last working day of the week, and if the pension adjustment notice is not issued today, then everyone can only expect to release it next week, because the human resources and social security department is not working on weekends. Some netizens said that the pension adjustment notice has been announced, and the increase rate this year is 3.8%.
In order to verify whether it is true, I logged in to the official website of the Ministry of Human Resources and Social Security of the People's Republic of China to inquire, and after clicking into the pension section, I did not find a new notice, the latest notice was released on November 25 last year, and the subject is related to personal pensions.
Where did the 3.8% adjustment come from?
I saw that an official website predicted that the adjustment ratio of this year's pension was between 3.5% and 4%, and 3.8% was exactly in the middle, so I estimated that this figure was predicted by a netizen based on the adjustment range previously given by the official media.
Of course, there is no mistake, this year's pension adjustment notice is indeed coming out, according to the experience of previous years, the Ministry of Human Resources and Social Security generally announces in March to May every year, there are more than 10 days in May will pass, the probability of the official release notice next week is very large, retirees can pay close attention to the official website of the Ministry of Human Resources and Social Security, I will also update the graphics and text in time, as soon as there is news immediately release interpretation articles.
In addition to caring about the release time of the pension adjustment notice, we can pay more attention to the increase ratio, especially retirees with lower pension levels, hoping to increase more, so will some eligible retirees get more than 10% pension increase after the release of this year's adjustment notice? We take those with pensions below $3,500 as an example.
3,500 yuan was chosen because this figure is almost the national average pension level, below which it belongs to people with lower pensions. Pension insurance is a social security, with the property of a higher proportion of low-income people rising and a lower proportion of high-income people, so the basic condition for obtaining an increase of 10% is that the original pension cannot be too high. Following this line of thinking, combined with the specific measures of pension adjustment in various places in 2022, let's see under what circumstances such a high increase can be obtained.
An increase of 10% is definitely not low, and it is difficult to achieve under normal circumstances. However, if you are a retiree in Shanghai or Shandong and meet certain age conditions, you can really be one of the lucky ones.
The Shanghai and Shandong pension adjustment plans include policies that can obtain additional large increases when reaching a special age.
First of all, Shanghai's policy, Shanghai will stipulate every year that men who are exactly 65 years old and women who are exactly 60 years old can get an additional 150 yuan increase.
Suppose a Shanghai retiree who reaches the age of 60 and has a contribution period of 20 years, who originally received 2,700 yuan per month, can normally receive an increase of 131.3 yuan in pensions, and because he is exactly 60 years old that year, he can add another 150 yuan, so that he can get a total increase of 281.3 yuan, an increase of 10.4%.
Shandong's special policy is even better, and in 2022, retirees who have reached the age of 70, 75 and 80 can receive an additional 290 yuan, 190 yuan and 360 yuan in addition to receiving the same increase as other retirees.
Suppose a Shandong retiree who reaches the age of 70, has a contribution period of 25 years, and originally receives a monthly pension of 3,000 yuan, can normally get an increase of 130.3 yuan, just when he reaches the age of 70, the condition of an additional 290 yuan is added, and a total of 420.3 yuan is added, which is a very surprising increase of 14%.
The overall framework of the annual pension adjustment plan will not be much different, and the pension adjustment plans in Shanghai and Shandong in 2023 will inevitably retain this part, so retirees who meet the special age conditions with pensions of less than 3,500 yuan have the opportunity to increase by 10%.
In addition to Shanghai and Shandong, some retirees in remote and difficult areas have also been able to get an increase of more than 10%, most typically Tibetan retirees. The pension adjustment plan of the Tibet Autonomous Region in 2022 is stipulated as follows.
1. The fixed increase is 92 yuan;
2. The increase in the linked payment period is divided into three categories according to different regions, and the value of each annual payment period is 1.5 yuan, 2 yuan and 2.5 yuan respectively;
3. The increase ratio of the peg base is 2.21%;
4. Tilt adjustment for old age: 70 yuan will be increased for those aged 70 to 79, and 110 yuan will be added for those over 80.
Suppose a Tibetan retiree is 71 years old, has a 15-year contribution period, originally receives a monthly pension of 2,500 yuan, and lives in three types of remote and difficult areas, and the pension increase he can get is 247.25 yuan, an increase of 9.89%, which is very close to 10%.
A similar situation may also occur in low-income elderly pensioners in Sichuan, Chongqing, Gansu, Jilin and other countries, who can enjoy the increase in the inclination in remote areas in addition to the increase in the inclination of the old age, all of which together make the increase rate more than 10%.
In this way, those with pensions below 3,500 yuan have received an increase of 10%. No, the types mentioned above are special cases that most retirees cannot meet. There are hundreds of millions of retirees in China, and those who can increase pensions by more than 10% will not exceed 5 million, or even less than 3 million, accounting for less than 1% of the huge number of retirees.
Every retiree hopes to be able to increase the amount of pension, the more the better, but the actual situation is that the vast majority of people in the past three years have increased between 3% and 6%, especially last year, in the case of the average growth rate fell to 4%, many retirees reported that the amount of money added, individuals can reach 5% is already very good.
The release of the 2023 pension adjustment notice is getting closer and closer, and perhaps the average increase mentioned in the notice will not satisfy you, but everyone should still be content. You must know that many working workers do not increase their wages every year, and some people even lose their income due to unemployment, but housing loans and car loans will not be reduced, and the economic pressure they are carrying is very heavy.
In any case, retirees can receive pensions on time every month, do not have to worry about unemployment and have no money, and can still get a certain increase every year, from this point of view, it is still quite happy, at least more than the upper and lower than the bottom.
In fact, the situation of each person and family is different, and it does not make much sense to compare and go, and maintaining a good attitude and maintaining a good body is the most important. To put it mildly, living a few more years to receive a pension is much higher than the annual increase, not to mention that there is an old-age tilt increase in the pension plan, and the older you get, the more you add.