Guangzhou Daily News (All-media reporter Wang Chuhan) On October 24, a WeChat public account released a tweet "Six Questions Bohai Bank Nanjing Branch!" The sword refers to the 2.8 billion yuan deposited by two subsidiaries of its group (Shanhe Pharmaceutical and Hang Seng Pharmaceutical) in the Nanjing branch of Bohai Bank, which was used by Bohai Bank to provide pledge guarantees for the loan of Huaye Petrochemical Nanjing Co., Ltd. (hereinafter referred to as "Huaye Petrochemical") without the company's knowledge. As of the close of trading on October 25, Bohai Bank was down 0.68% at HK$2.94 per share. The reporter asked Bohai Bank and the public account about the situation on this matter, and as of press time, neither side has responded.
In response to this matter, bohai bank Nanjing branch issued a statement saying that in the process of handling daily business with related enterprises, the branch found abnormal behavior between enterprises, and reported the case to the public security organs and sought judicial solutions according to law. "We solemnly promise that we will, as always, resolutely safeguard the legitimate rights and interests of our customers, ensure the safety of their funds, and maintain financial order and stability."
After the incident was exposed, it also raised concerns among depositors about the safety of funds.
Liu Yinping, an analyst at Rong360 Digital Technology Research Institute, also said that the company's 2.8 billion yuan deposit was inexplicably pledged due to serious problems in bank risk control and internal management, which is an extreme phenomenon. "Overall, bank deposits are still very safe, especially for retail depositors, as long as they deposit through the formal channels of the bank, there is basically no safety problem." Liu Yinping said that for depositors, when depositing, it is necessary to prevent problems such as deposit insurance and loss of deposits caused by discounted deposits, strictly distinguish between deposits and financial management, and do not blindly pursue high interest rates. Banks should strengthen internal management to prevent internal staff from colluding with external personnel out of their own interests, and effectively protect the safety of customers' funds.
Source: Guangzhou Daily
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