Recently, a Douban group fired out of the circle -
"Union of Debtors".
More than 30,000 members have come together because of the "debt" thing.
Huabei borrowing, credit card overdue...
Some of our common debt behaviors are the most basic here.
Click on a few posts at random, and you will always find many people who are carrying large and small debts.
There are hundreds of thousands of dollars owed due to online loans, and I have made a post here to reflect.
Because of the debt, I want to find a way to deal with debt collection here.
There are also those who have paid off their debts over the years and left "landing stickers".
Advance consumption, investment in stocks, purchase and decoration, loans to support loans...
There are many reasons for debt, but there are only a few that can be withdrawn.
These 30,000 people are undoubtedly like a small microcosm of today's society.
Debt, everywhere.
It's like a fleshy thorn in your hand, hard to remove.
Recently, there was a drama that has severely pierced the hearts of countless people.
Uncle Fish will talk about it today -
The Age of Big Debt
"The Age of Big Debt" has only six episodes.
At the end of last week, the Douban score stopped at 8.2 points.
However, not many people have seen it, less than a thousand.
The cast of this drama is actually not bad.
The heroine, Li Peiyu.
"Disappearing Valentine's Day", starring her, recently won the Golden Horse Award for Best Picture.
The acting strength is obvious to all.
The male protagonist, Lin Baihong.
He contributed to the "neurotic" performance in Asia's first mobile-fired film, Freak.
Played a boy with severe obsessive-compulsive disorder and severe cleanliness.
Quirky, humorous, and very challenging acting.
In addition to the two protagonists, several supporting roles are also remarkable.
Female second Huang Haoyi, earlier with "Cold Single" and "Daytime Stars", let everyone know this rather temperamental actor.
"Cold List"
Male second Chen Haosen, not long ago with the movie "The Name Engraved in Your Heart", caught fire.
A group of new generations have made it clear that this is a work for young people to see.
Young people are the main consumer force in today's society, and they are also more susceptible to economic troubles.
For them, debt is as common as eating.
Correspondingly, the debt problem behind it cannot be underestimated.
And "The Age of Big Debt" directly filmed the faces of all beings in this era of "national debt".
Tear the beautiful costume on the surface, revealing the thousands of holes behind it.
The male protagonist Yang Daqi (played by Lin Baihong) is unusual as soon as he appears on the scene.
Dressed in a straight suit, he spoke passionately to the camera.
He's an entrepreneur who's going around selling his startup projects—
An artificially intelligent coffee machine.
It can automatically identify people's preferences and make the most suitable coffee.
Stepping off the stage, he turned into a live streamer again.
Exquisite life, confident and calm.
Talk to fans about investment tips and life tips.
All online and offline are connected, and the scenery is unlimited.
From this point of view, Yang Daqi is really a person like his name, and the big instrument has become a long time ago.
But then the camera pans and he completely changes his face.
The AI coffee machine that was vigorously promoted before is still out of the blue.
Completely "rely on PPT to make (cheat) money".
A second ago, I was sitting in a luxury car talking with the boss.
Hundreds of thousands of up and down every second.
A second later, the assistant in front of him turned his head to remind Yang Daqi of the time.
It's not "the boss's time to do something again."
But the boss you hired us as assistants time is coming soon, plus the clock or leave the people hurry to choose.
When I got to the door of my apartment, I couldn't even get in because I was in arrears for three months.
Obviously, Yang Daqi is an experienced old fritter.
High emotional intelligence, able to speak the truth.
With just a few words, the administrator opened the door for him.
Without waiting for the administrator to rush again, he packed up his things and went out.
He also said that he wanted to go abroad immediately and asked the other party to call a car for him.
Pretending to wrap a red envelope, it is only a fraction.
Unable to live in his own home, Yang Daqi simply came to the Internet café to pack the night.
Greet them skillfully and choose private rooms with great naturalness.
Real old patrons.
During the day, people are bright and beautiful in front of people, and at night, people stay in Internet cafes after people.
Millions of dollars in the first second, the rent in the next second.
Yang Daqi's life is so exciting.
With their own high emotional intelligence, left and right.
And always firmly believe that entrepreneurship can realize their dream of getting rich.
Thus living a life of indebtedness that travels back and forth between the two extremes.
Compared with the opportunistic Yang Daqi, the heroine Zhou Yongqing (played by Li Peiyu) is completely step-by-step.
She works in the creditor's department of the bank, and her daily job is to collect debts.
Self-requirements are extremely strict, and work performance remains the first in the department all year round.
As long as she is out of the horse, there is no case that cannot be solved.
In addition to working in the bank, Zhou Yongqing also works part-time as a food delivery on weekends.
The bank explicitly did not allow part-time work, but she did it secretly in order to make more money.
Work is fierce, but life is meticulous.
Meticulous enough to control expenses at each meal.
Colleagues' dinners are also if you can't go without going.
Only when encountering stray kittens will overspend to buy some food to feed them.
And she herself, in fact, can not afford to raise kittens.
Zhou Yongqing's debt comes from his father.
Almost all of the family's savings were used to pay off his debts.
Now I am crammed into a small house with my mother, and I just want to save money to buy a house.
Buy a house that your mother likes and open a laundromat at the same time.
With her hard work, she has saved three million and will soon be able to pay the down payment.
Compared with speculators like Yang Daqi, Zhou Yongqing is more like the people around us.
I firmly believe that hard work will be rewarded, and you can have a good life when you are down-to-earth.
The only purpose of saving money is to save money to buy a house.
At a time when houses are becoming hard currency, having a house is having a home.
Having your own house is what makes for success.
In this way, Yang Daqi and Zhou Yongqing ran towards success in their own way.
It was not until the suicide of an old classmate Fan Zhongliang (Zhang Shuhao) that the trajectory of their lives intersected.
The three were good friends when they were students.
At that time, they will imagine the future together.
At the sushi restaurant, I only eat blue-footed sushi, and when I have money, I will eat red-footed sushi at will.
(Red feet are twice as expensive as blue feet)
After the three of them parted ways and entered the society, Ah Liang gradually became the most successful of the three.
Have their own company, happy family, children and daughters.
Even when Yang Daqi first proposed an entrepreneurial plan, Ah Liang gave support.
All of a sudden, 200,000 were taken out.
But not long after that meeting, Ah Liang committed suicide.
No one could think of a reason why he was going to commit suicide.
Because in their eyes, Ah Liang represents success.
Why can people who have already succeeded bear to abandon everyone and commit suicide?
With such doubts, Yang Daqi and Zhou Yongqing began to help Ah Liang's wife to take care of the aftermath.
Coincidentally, Zhou Yongqing happened to be responsible for Ah Liang's debts.
Only then did they realize that Ah Liang already owed a lot of money to the bank.
Only pay interest, do not repay the principal, and barely survive.
In addition to bank debt, Ah Liang also has 15 million usurious loans.
So much so that the other party sent someone to collect the debt late at night, and Ah Liang's wife knew about it.
At the scene of Ah Liang's suicide, there are also torn court verdicts.
That was the result of Ah Liang's lawsuit with previous investors.
The boss was supposed to pay 25 million, but refused to pay.
The inability to get this life-saving money eventually became the last straw that crushed the camel.
"This is the best of times, and it's the worst of times."
Dickens's words are written at the beginning of the episode.
Everyone has the potential to succeed, but it is also full of crises.
As the title suggests, this is an "era of big debt" where everyone is surrounded by debt.
Borrowing can alleviate a temporary economic crisis, but in the long run it will only create a vicious circle.
Just like in Yang Daqi's recollection, Ah Liang's family has always had a "tradition" of borrowing.
So that Ah Liang was also subtly affected.
No one can escape such a vicious circle of debt.
It's worth noting that the show's English name is "Who Killed the Good Man" (who killed the good guy).
This good man seems to refer to Ah Liang, who committed suicide.
In fact, it refers to everyone in this era of great debt.
Even Zhou Yongqing, who works hard to earn money.
Once, she accidentally met her subordinates while delivering food.
Subordinates are average in their work ability, but they live in large houses.
The reason why I came out to work is more like the rich second generation to experience life.
And the takeaway steak he ordered was actually specially bought to feed the dog.
The future that Zhou Yongqing tried his best to get was not as good as the current half point of others.
True to that sentence:
"All roads lead to Rome, but someone was born in Rome."
Ah Liang's suicide and the superior origins of his subordinates were like two thunderbolts on a sunny day for Zhou Yongqing.
She also began to wonder the significance of her desperate efforts to make money.
At first, she just wanted to succeed —
Buy a new house and open a laundromat for mom.
But the price of this success is that you will have to carry a huge mortgage.
It is difficult to pay off his father's debts, and he will have to bear his own debts in the future.
Her whole life will be tied to debt.
And the mother, because she helped her daughter share her worries, bought a stock but plummeted.
Lose your savings from buying a house.
At the same time, he told Yongqing that he did not want to open a laundromat and did not want to see his daughter work so hard.
Instead, I want her to do what she loves.
Such a change directly touched Yongqing's heart.
She suddenly felt that all her years of efforts were meaningless.
If such hard-earned success does not bring happiness, what is the purpose of such success?
At this time, she somewhat understood the reason why Ah Liang would commit suicide.
Watching the complete drama, Uncle Yu couldn't help but sigh that today's Taiwan drama is really more and more daring to say.
Two years ago, "The Distance Between Us and Evil" dared to make indiscriminate murder cases.
Two years later, "The Age of Big Debt" pointed to the topic of heavy debt.
The attention to human nature and reality will always be an important factor in the good looks of this kind of drama.
TV dramas may not be able to bring answers to life, but they can bring some inspiration to the audience to be recognized.
If life is surrounded by debt, it will never be truly successful.
That thick debt will always remind you:
Your success is unreal, your success is shattered at the touch of a button.
Looking at the current society, there should not be too many people who talk about the way to success.
As small as the freedom of the car, the freedom of the bag, to the big to buy a car and buy a house.
They have many definitions of success, but they are all the same.
It is packaged with the so-called improvement of happiness and increased sense of security.
Attract countless people to fall into such traps one after another.
Once you walk into such a game, you must follow their rules.
Since then, freedom has been lost, let alone choice.
The goal is to exchange debt for so-called success.
Looking around, the criteria for success seem too unique.
Buying a house, starting a business, getting married, having children...
For young people, such a blueprint seems to be everything in life.
The people who drew the blueprint never told them what the process would be like.
How to face temptations and how to distinguish between traps.
Many potential problems went unannounced.
If you want to break the shackles of endless debt, you have to jump out of these established rules.
The criteria for success are never unique, and the value of life is diverse and rich.
Just like Yang Daqi, who has been speculating, he eventually returned to his original entrepreneurial dream.
Because he saw that there would be people who were really willing to help him.
There are friends like Ah Liang who are willing to give him unconditional support.
There are also company bosses who continue to encourage him with their appreciation for their juniors.
Success is not the only meaning of life.
If you are not very successful, you can also realize your own value.
"It means that we have not yet come to the end, and we can always do our best to fight to the end."
"It's the worst of times, and it's the best of times."
At the end of the episode, Yang Daqi reversed the order of this sentence.
It is not difficult to find that this is a change in his own mentality.
As lead actor Lin Baihong said:
"A person's whole life is destined to be tied to money and the debts that accompany it."
The debt dilemma is undoubtedly a microcosm of this era.
But as long as it's not defined by established success, everyone will have the choice.
Don't lose the self you once was angry with.
It is even more necessary to insist on the self that is now striving to move upwards.
Debt may not be completely avoided, but our lives are worth returning to the ease they should have been.
Stick to yourself and don't forget the original intention.
Grasp the present and find the future you want.