Over 60 years old, Peng Cha's life can be described as the wind and rain are not smooth, the hosting career is going to a trough, the investment in movies has been discounted, and a huge debt of 240 million yuan has been owed. In August 2020, Pengcha held a press conference, admitting that the debts owed were temporarily unable to repay, and he was bankrupt in all aspects of the economy and personality.
240 million debts, at the press conference, Peng said that he had repaid half of it, and the rest was really powerless.
Many people said that they could not understand: since they had already repaid half of it, they proved that they had the ability to repay the remaining half, so why couldn't they pay it back? I also had this confusion at the time, but it was quickly solved.
The mystery will be revealed in a moment, first talk about the current situation of Pengcha.
Peng cha is just a little miserable now. After the announcement of bankruptcy, the situation did not improve significantly, and most of the old friends in the circle responded verbally, and one of the real money and silver did not. Coupled with the impact of the epidemic, Pengcha's income growth is limited, which is used to repay the debt.
Emotional fluctuations are also relatively large. The 65-year-old veteran artist was really forced to break his spine by debt. After borrowing hundreds of thousands of dollars from his old friend Pei Zhen, he sent a "farewell letter" to others, which made Pei Zhen afraid and annoyed.
Before the press conference, Peng Cha had been missing for more than a month, and sent a message to his old friend Xu Xiaoshun, asking him to "take care of the family", which showed that he had moved the heart of seeking death.
From August to September this year, Pengqiao was lost again for nearly a month, and the outside world was rumored to have the possibility of "seeking short-sightedness", but fortunately it finally survived.
Recently, the 65-year-old artist finally had good news: after receiving 5 endorsements, the big boss threatened to help Peng pay off all debts within a year.
On October 12, Pengcha held a "creditor consultation meeting" in a hotel in Taiwan, which was personally attended by Lin Bingwen, chairman of Venus Group. At the scene, Lin Bingwen was arrogant and promised to pay off all debts for Pengcha within a year.
Lin Bingwen and Peng are just many years old friends, and there is no reason why the old friend is not saved? Lin Bingwen said that the reason why he did not lend a helping hand before was that he hoped that Peng Cha would reflect well and be himself.
Of course, Lin Bingwen's "repayment of debts for friends" is also conditional, that is, all creditors are required not to calculate interest, otherwise they will not repay a penny.
How much money does Lin Bingwen have to pay for Pengcha in total? Half of the 240 million debt is paid off, and there are 120 million left, and peng has repaid another 20 million in more than a year, so the total debt now is - 220 million!
Wait, is this account wrong? How come there are more and more? The crux of the matter is that the interest rate on pengcha borrowing money is too high!
Peng is precisely the money borrowed from the underground money bank, which is to put it bluntly, illegal usury. According to Taiwan media, the interest of the loan is as high as 60%! That is to say, borrowed 100 million, repaid 160 million after a year, and the extra 60 million rolled into the principal to continue to calculate interest.
This is the truth that Peng cha is unable to repay and declare bankruptcy, and it is also the fundamental reason why he is trying to repay his debts but is increasing. What is even more desperate is that the interest rate of Pengcha is higher than 60% in rough calculations - if the 20 million is not repaid, Pengcha is equivalent to 120 million debts, and after a year it becomes 240 million, with an annual interest rate of up to 100%!
Such a high interest rate may not even be affordable for Wu Zongxian, let alone the deteriorating Pengcha. In fact, Peng is just likely to be "black" by the creditor, the press conference said very clearly, at the beginning of the loan of 40 million, there is a sum of money, more and more, and finally inexplicably piled up to 240 million, he himself can not figure out what the reason.
It is no wonder that old friends sit and watch their brothers fall into difficulty and do not take the handle, this is a bottomless pit, a big pit that cannot be filled.
The key pengcha creditors are generally not able to afford it - many people have a black SH background, and they can't help but invite you to drink tea and chat, and it is enough to be timid once.
The only way to save Pengcha is to stop calculating interest as Lin Bingwen said. If the creditor does not agree, it seems that Pengpeng will just break the net.