Buying a 100,000-class car to commute is indeed a good choice, among which the most classic model is the Honda Fit. In addition to meeting the basic commuting needs, the characteristics of Fit's fuel economy also show great advantages in car maintenance. However, the recent sharp rise in oil prices has made many consumers worry about whether they can still afford to raise this car, and even many friends who are ready to start have begun to consider whether to choose "electric fit" - BYD Dolphin. So, what is the actual situation of Honda Fit car maintenance now? Next, we investigate its insurance costs, maintenance costs, and fuel costs.
Insurance costs
At present, Honda Fit has a total of 6 models on sale, with the second lowest -- "2021 1.5L CVT Tide Edition" as the main model, and its guidance price is 86,800 yuan. This car sells well not because of how complete the configuration is, mainly because the configuration of the entry-level version is too low, and most of the high-end models are priced at more than 100,000, which is really not cost-effective. Compared with the expensive 9,000 yuan "tide running version", it is only missing some airbags, as well as configurations such as skylights, which have little impact on daily cars. Therefore, we use this car as an analysis model.
Daily commuting will inevitably have some bumps and bumps, so, in the insurance of Honda Fit's "tide version", we have selected two major commercial insurance types of 3 million three liabilities and car damage insurance, and then counting the compulsory insurance and vehicle and boat tax, the insurance cost in the first year is about 4900 yuan. If there is no accident in the subsequent use of the car, calculated according to the standard premium of 20% in the second year and 30% off in the third year, then the total premium required by Fit for three years is about 12250 yuan, with an average annual of about 4083 yuan.
Oil costs
As a small car, the Honda Fit has very low fuel consumption. Under the NEDC standard, the fuel consumption of this "tide version" is only 5.3L, and even in the case of the owner's actual car, the 100-kilometer fuel consumption of The Fit is only 6.3L. After the sharp rise in oil prices, the current price of No. 92 oil has reached 8.6 yuan / L, compared with the previous 7 yuan per liter, the oil price is 1.6 yuan more expensive.
If the fuel cost is calculated by the mileage of the family car with 20,000 kilometers a year, then after the oil price rises, the annual fuel cost of Fit is about 10,836 yuan, while the annual fuel cost of the oil price is only about 8,820 yuan when the oil price is 7 yuan. It can be seen that due to the impact of oil prices, the cost of Feidu's annual oil bill is now more than 2,000 yuan higher, on average, about 168 yuan per month. However, after the rise in oil prices, the fuel cost of 900 yuan per month for Fit is still very economical in the same level of models, and basically will not bring too much pressure to the owner to maintain the car.
Maintenance costs
According to the maintenance manual, the maintenance interval of Fit is 5000 kilometers, and the first guarantee can replace the oil and the basic maintenance of the filter free of charge, but if you carry out small maintenance later, you need to pay 424 yuan for accessories and labor costs. In addition, every 20,000 kilometers to replace the air conditioning filter, air filter, about 180 yuan; in 60,000 kilometers to replace the transmission oil, fuel filter, about 855 yuan.
Taking the family car 60,000 kilometers in three years as a large maintenance cycle, the maintenance cost of fit in the first three years is about 4369 yuan, an average of 1456 yuan per year. It can be seen that although the Honda Fit maintenance is somewhat frequent, it is good that the overall maintenance cost is not high, and it is more appropriate for household transportation.
summary
Adding up the insurance costs, maintenance costs and fuel costs calculated above, it can be concluded that the annual maintenance cost of Honda Fit is about 16375 yuan, an average of 1365 yuan per month. Compared with before the rise in oil prices, fit's annual fuel cost is about 2,000 yuan higher, on average, only need to spend 168 yuan more per month, completely within the range of the owner, so there is no need to give up this favorite car because of the rise in oil prices.