In this world, there is no more than money to see through the human heart and hidden personality, money personality is the knowledge that adults must learn, we have talked about a total of five kinds of money personality, this time we are talking about the third kind, the first two are linked below:
Money Appreciation 1| Hidden Personality Behind the Five Views of Money, What is the personality of saving money and cutting the door?
Money Appreciation 2| Hidden Personality Behind the Five Views of Money, What is the personality of consumer maniacs?
People with an adventurous money personality are different and may seem normal in everyday life, but are ambitious and have strong dreams of success.
This kind of person is not easy to distinguish, sometimes you don't recognize him as having a problem with his view of money, and you think that he is just unlucky.
Trouble to read my article in detail, this is not a problem with luck, but his money personality is like this, his sense of money risk control is extremely poor, short-sighted and not self-aware, this kind of person is very dangerous, but also involves family and friends.
First, behind the story of the 82-year-old aunt who paid off her debts, there is a risk-taking money personality
I don't know if you remember, in early February this year, many media reported the story of an honest Shanghai oil pier old aunt who died for ten years for her son to pay off her debts (interested friends search online).
One of the old man's sons said that he wanted to do business, and it was not enough to spend all his aunt's savings, and he said that he would be able to make a lot of money, so that the old man sold the last house, and the result was a mess.
At the same time, because the old man sold the house in Shanghai, causing the dissatisfaction of other children, regardless of the old man's life, not to help the brother pay off the debt, finally, the old man was forced to no way, in the old man 72 years old to 82 years old in the last ten years, living in a 9 square meter dilapidated guard room, no children and grandchildren to take care of, work for more than ten hours a day, an oil pier a few yuan, for the son to repay the debt up to 900,000.
The old aunt was not only honest, but also very industrious.
Unfortunately, it was this risky king-like view of money that her son had caused all this.
Second, of all the money views, the most risky is the risky money view
He will think that risk is opportunity, his own vision, entrepreneurship, investment, micro-business, etc., so the last shopaholic you may feel very bad, but the shopaholic spend money to eat and wear.
In fact, the adventurous money personality is worse than the shopaholic!
The right investment is a far-sighted and prudent behavior, investment and entrepreneurship is a systematic project, there is a detailed preliminary investigation and risk control, there is a detailed business plan before the project starts, and so on.
And adventurers are not, as long as they have the opportunity to invest, they will be excited, full of scenery after making money, as for the detailed preliminary investigation, business plan, risk control, etc., they will not think of it at all. And very bold, but also dare to mortgage the house, use the parents pension money, etc., in their view, these are the necessary expenses, did not consider failure, they are a genius in business.
The losses inflicted by such people are probably the most serious of all monetary personalities.
If the adventurer is your friend, no matter how excited he is and how well he talks about the project, you should also be cautious.
If it is your family, you must help him to make a detailed investigation of the investment before, during and after, and carefully analyze with him, only if you have something to say and what you say is reasonable, he will calm down and consider the risk.
This kind of person is crazy, only sees the benefits and does not see the risks, and he may think that you will only drag him back.
So, your friends and family have this kind of money personality, you must be careful!