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The following content is selected from the [Beijing Fangjie] public number | Fan Q&A
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Question: Fang Jie, in the professional real estate investment circle, how to divide the first-tier, second-tier, and third-tier cities?
Answer: One line is four. There are three kinds of second lines: provincial capitals. Separate cities are planned. Cities with particularly strong economies, such as Wuxi, Suzhou, Zhuhai. The third line is an ordinary prefecture-level city. The first-line purchase of houses is very stable, equivalent to blue chips. Even if the buying timing and sector are not very good, as long as patience will be able to solve the new high. However, because the price base is high, the yield is not as good as the second and third lines. The second line is more suitable for Bo critical hit, equivalent to growth stocks, it is more powerful to select and raise, and the timing of second-tier cities to buy is very exquisite, and it is easy to eat for many years if it is not good to buy, but the general direction looks at the low price of second-tier cities, and it is not difficult to climb up in the future. Third-tier cities are junk stocks. Must be very professional, it is recommended that most buyers do not go if they do not live by themselves. If you must go, choose a satellite city near a first- and second-tier city to buy.
Question: Sister Fang, Weibo said that in ten years, 3 million = 300,000, can you elaborate? What are the signs? How do I get started? Hope to teach
Answer: Inflation is a huge and slow project. Slowly, because the economy is a complex system of long chains. 100ton of water is irrigated, not every piece of land is divided into the same amount of water, the fastest may be immediately into the water, the slowest may take 2-3 years to react. Real estate, on the other hand, is the end link in an economic system, and it takes a certain amount of time for the water to reach each node and then concentrate on the end point. That's why, there are always a lot of people who see house prices and waterproofing as two things. In fact, waterproof never stops. Some important events require more waterproofing as an expense, and waterproofing systems actually increase further. The economy is good, house prices are rising; the economy is not good, resulting in a further rise in house prices.
Question: Hello Fangjie teacher: Beijing marriage house, the first set of first loan, two people hujialou near the work, is expected to be born in 2023, the down payment of about 300, the demand for a balanced value-added preservation, living quality, convenient transportation and school district house, how to operate? Thank you!
Answer: Born in 2823, now do not have to consider the school district The key to buying a house at the moment, to solve two problems: 1. Choose a good location, and there is a house to buy, choose too good real estate, no house to buy and be fished by high prices 2. The purchase price cannot be too high, minimize the gap between the loan appraisal price and the transaction price, otherwise the down payment will increase sharply How many tens of thousands of assessment differences, how many million * 0.7 Mortgages have no room, and the total price of more than 500 mortgages is not cost-effective. 300 down payment, selection + assessment + loan to do a good job, you can choose Wangjing Youth Road about 850 times the new two-bedroom.
Question: The new person asked for the first time, the first two questions did not answer, this is the third time to ask, anxious, I hope that Fang Jie can see. Ask Fang Sister, 1.50-1.8 million on hand, two sets (a few years ago mortgage Yanjiao Shangcheng Phase 5 a set of two-bedroom), need to buy before the end of December, investment + settlement points, plan Tongzhou or Yizhuang, please recommend several real estate, thank you first.
Answer: Second-hand advice to buy through the state Can see: DBC California town Huaye Oriental Rose Xinhualian Home, Haitang Bay, Alpha Community, Higher Education New Town, Gogo New Generation, Hualong Meishu.
Question: Hello Sister Fang, can I ask Shenyang to take out a loan now? Is it necessary to re-exchange the loan for about 30% of the floating profit?
Answer: A 30% increase is an awkward phase. Generally 50%, the interest rate of new products or monthly payments are reduced, and you can consider optimizing loans. The cost of changing loans is low, and you can consider repaying the loan. At present, Shenyang's loans are still relatively watery, and the market is not developed. The last round of 2018-2020 in Shenyang has passed, and the next round needs to wait.
Question: Hello sister Fang, in order to preserve the value of assets, ready to buy a house with a total price of 650-700, in the north district of the Apple community more than 100 square meters of large two-bedroom, 60 + square meters of duplex, and Haidian Garden Apartment about 80 square meters of small two-bedroom, Apple community house condition is good, but the traffic is not as convenient as the garden apartment, the quality of the garden apartment house is general but the environment is poor, how should I choose? There is no demand for self-occupation in the near future, and I hope that the rental return is better In addition, I am also considering buying two large single rooms of 300-400 for rent, and the liquidity is good
Answer: Apple Community North District is a commercial and residential loft-style apartment pattern, open pattern, no privacy and community environment, mostly office design, typical rent high increase low, investment is not recommended to touch. The garden apartment has only two buildings, which have a lot of offices, which are noisy, and the investment is not a good target. It is recommended to see Apple Community South, CBD Legend, First City International, Berlin Philharmonic, Gome First City
Question: Hello sister Fang, registered for a few months to look at it, to ask about it in the hope of getting the first answer! The first set of first loans, bullets about 150, onlookers Fang sister suggested that now basically lock Changying Xintiandi and Berlin Philharmonic, now hesitate between two options: Berlin Philharmonic, close to the subway, the atmosphere of life is strong but the community environment is slightly chaotic, 375 west to 67 ping a bedroom (changed to a small two-bedroom), personal more worried about the environmental problems, leaving there is a grandpa and aunt to pile bottles; Xintiandi, away from the Changying subway to walk 20 minutes, the road and the community are obviously deserted, the environment is good and densely wooded, southwest to 380, 66 ping one bedroom has been changed to two bedrooms, personally do not like the subway too far away from this point... Both are high-level questions: How do you suggest these two options? Are there any other areas in the city?
Answer: Compared with the environment and 20 minutes away from the subway, I think it is more important to get on the subway. Traffic is not a hard injury, the future life and value-added are affected, it is recommended to choose the Berliner Philharmoniker. You can also focus on Sihui, Shifoying, Jinsong Of course, the same price is closer to the urban area, the quality of housing will decline, and some trade-offs need to be made
Question: Fang sister, have a question to ask, recently in the sale of houses, please ask the homeowner self-recommendation need to write? What do I need to pay attention to? Please advise
Answer: If the house has highlights, you can write on several basic common principles of selling houses: 1. Hang as many intermediaries as possible, from the big intermediaries you know, to the intensively cultivated intermediaries that surround the precinct and the community, including some scattered personal intermediaries, old drivers. Finally, hang the intermediary. It is best to have 2-3 different prices and experiment with different intermediaries. 2. According to the situation, take a group of photos (wide-angle lens), and make the advantages into copywriting and words. 3. The intermediary can release the words first, and there are red envelopes in the transaction privately. Sift through the reactions, find a reliable intermediary, maintain daily tips, and let the intermediary understand your sincerity. Big head red envelope in the deal. Note here that you must not tell the big intermediary that you want to sell urgently. 4. Try to concentrate on a time to look at it, and then find a friend to look at it. When you are there when you are looking at the house, observe the house watcher. 5. If you have friends in the same community, you can hang a relatively high price to help you hold high.
Question: Fang sister, hello, Daquanzhou, self-occupation + children reading + investment, the house to buy in which sector which real estate?
Answer: Quanzhou's future is unclear. The only praiseworthy point is that the house price is low, the climate is suitable, and in the case that the house prices in Fuzhou and Xiamen are among the top ten in the country, Quanzhou is a good pension city in Fujian. As far as the development of the property market in Quanzhou is concerned, Fengze District can be said to be a region with a rapid and balanced property market development, and the house price is also the highest in several areas. The overall house price ranking is as follows: the downtown area > the east plate of the city> the East Sea plate> the north peak plate. The transportation location of the real estate in Fengze District is also very convenient, and the self-occupied value preservation has places worth paying attention to. It is recommended that the East Bay Imperial Pavilion, the second new house, the teacher force is better, the commercial facilities can meet the needs of daily life, there is a bus stop nearby, and the traffic is more convenient. New home recommended East Bay Mendi.
The above content is selected from the [Beijing Fangjie] public account | Fan Q&A
Pay attention to the "Beijing Fangjie" WeChat public account, join the knowledge planet "Beijing House Buy" to ask questions, have questions and answers, and guide the whole process of buying a house
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