Since entering 2022, financial supervision has begun to urge the active cashing of online loan executives, Beijing Chaoyang has once again set an example, including Shanghai, Guangzhou, Xi'an and other places have urged the platform to cash, after a year of inquiry in 2021, finally at the end of 2021, there is a good news of cashing, but many people do not recognize such news, because now we can see that most of the lenders who have not cashed out are lending funds of more than 10,000.
In 2021, online loan executives cashed in under the supervision of the Banking and Insurance Regulatory Commission, just to meet the requirements of a regulatory fulfillment rate, so they will start from a small amount, a large amount has not yet begun, on the contrary, a rich platform in Fangshan, Beijing, is popular, because the platform is always revealing the harvest of lenders' funds.
And expert Wang Qiang believes that 2022 is the beginning of lenders and the end of borrowers, which is a blessing, why does Wang Qiang say this? Let's take a look.
First, the small amount of online loans have been cashed out, and now the supervision and supervision of repayment, the completion of the cash rate, then this time from the beginning of the large amount, we can see from everyone's public opinion, now many people in public opinion said that there is no cash, but few of those less than 10,000 lenders to carry out public opinion, because they have already returned the money, so from 2022, the amount of cash will slowly be reflected, and the borrower's supervision and repayment can also be given to the borrower.
Second, 2022 will be a comprehensive requirement for borrowers to repay, although there were borrowers before being collected, but in order to complete the repayment of borrowers, the credit reporting system allows many platforms to join, even if some borrowers are subjected to usury has also been affected by credit, so from this it can be seen that the repayment of borrowers is inevitable, of course, borrowers are unfair according to regulatory requirements, and then directly repay lenders, 2022 is likely to require borrowers to all land.
Third, the cooperation between borrowers and lenders will be the end, only the relationship between the two parties' debts, of course, the premise is that the supervision should file a case to investigate the online loan, and it has been said before that the family members of the top level of the online loan have the phenomenon of transferring funds, and the bank depository is a gimmick, which should be responsible, rather than finally letting the borrower and the lender pay the bill unharmed, and finally the executives have no responsibility at all.
Expert Wang Qiang also said that the existence of financial online loans itself is a reform of financial innovation, is a kind of loan reform to serve the society, but this makes many high-caliber students, such as Peking University, Tsinghua High-talented students, put ordinary people into the routine, until now do not give everyone funds, more speechless is that Beijing Fangshan what a rich platform, this can be nakedly founded by Gao Caisheng, not responsible for social responsibility, should not be sentenced to death?