In order to solidly carry out the practical activity of "I do practical things for the masses", the Ningbo Financial System Trade Union Federation recently launched a special labor competition for financial support for the development of individual industrial and commercial households in the city's financial system with the theme of "Lending Small Business and Serving the People's Livelihood". After comprehensive evaluation, Minsheng Bank Ningbo Branch won the "Advanced Collective" award.
As of the end of December 2021, the balance of loans of individual industrial and commercial households of the bank was 3.3 billion yuan, an annual increase of 774 million yuan, an annual growth rate of 35%; the number of households with loan balances of individual industrial and commercial households was 2290, an annual increase of 348 households; in 2021, more than 4,000 individual industrial and commercial households were visited, providing financing services for more than 1,900 households.
In recent years, The Ningbo Branch of China Minsheng Bank has always taken the practice of inclusive finance as an important foothold to support the real economy, actively implemented the national "six stability" and "six guarantees" decision-making and deployment, and strictly implemented the regulatory requirements of "increment, expansion, quality improvement and cost reduction" of financial services for small and micro enterprises by enriching product supply, introducing preferential loan policies, providing deferred repayment, and accelerating approval efficiency. Jointly with the Ningbo Municipal Bureau of Natural Resources and Planning launched the "Cloud Fast Mortgage" business, becoming the first cooperative financial institution in Ningbo to register "Cloud Fast Mortgage", taking the lead in carrying out a new online processing mode of real estate mortgage registration "One Thing" that is directly connected and shared with information in the province, and successfully handling the first paperless real estate mortgage registration business in Ningbo, the mortgage registration processing time was shortened to 10 minutes, the contract to the arrival of loan funds was shortened to the fastest 1.5 hours, and the construction of inclusive finance was continuously deepened. In addition, we organized a series of customer activities such as "entering famous schools, entering famous teachers, entering famous enterprises, and walking into live broadcasts" for small and micro customers, continuously expanding the coverage of inclusive finance and promoting the high-quality development of inclusive finance in Ningbo.
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