Can I provide a running stream without proof of income? Li Xia: Hello, Teacher Zheng, I want to go to the bank to apply for a loan, the bank said that the required information has a proof of income, I want to say that I provide

Can I provide a running stream without proof of income?

Li Xia: Hello, Teacher Zheng, I want to go to the bank to apply for a loan, the bank said that the required information has an income certificate, I want to say that I have provided the flow, why do I need the income certificate? Doesn't running water reflect wages? Our company is headquartered in Beijing, now many people are on vacation, it is difficult to open a revenue certificate, can I not provide this?

Dayuan mortgage Ms. Zheng: Hello, the income certificate must be opened, in fact, this income certificate is not only to prove how much income you have, but also to prove that you are an employee of this unit, especially large enterprises, will note your position, some units calculate the annual salary, and the salary is a cash withdrawal, some income may not be given in the form of salary, but the income certificate can be proved there. So it is necessary, if it is too late years ago, it can only be years later.

Li Xia: Well, I'm just worried that the interest rate will change, so I'm in a hurry.

Dayuan Mortgage Ms. Zheng: It doesn't matter, the interest rate is adjusted once a month on the 20th, and the current situation reduces the probability of interest rates rising compared to higher

Li Xia: Thank you so much, Happy New Year!