I helped Ganzhou Station in the headlines to publish a personal consumption rights protection help: on September 29, 2021, I subscribed to the 1601 house in 26 buildings of "Poly Tangyue" at the intersection of Gannan Avenue and Xiaoyu East Road, and before signing the subscription agreement, I had indicated to the sales consultant that my credit report was overdue, and the sales consultant said that there was no relationship, and the subscription letter was signed first. So on September 30, I went to the bank to print the credit report, and on the same day, the sales consultant sent the credit report to China CITIC Bank and got a reply from the bank confirming that it could handle the loan. After that, the sales contacted China CITIC Bank to agree to sign on October 14, and signed the relevant materials at the bank, and the bank manager said that there was no problem. On the same day, the sales contacted us and said that the bank had signed the purchase contract and paid the down payment. On October 24, the down payment was paid and the purchase contract was signed on October 25. On November 4, the salesman informed me that the bank refused to apply for a mortgage loan, on the grounds that the credit report after the interview had generated a new number of overdue times, a total of 17 times. Doubtful about the claim, on January 12, 2022, Japanese people went to the bank to reprint the credit report, showing the same data as the data printed on September 30, 2021, and there was no new overdue. I have not handled the bank mortgage loan, because I do not have the ability to buy a house in full, I asked the developer to check out, but I was told to pay liquidated damages, and now I hope that the functional departments can help coordinate the settlement of check-out and refund the full down payment; in addition, I found that poly Tangyue developer (account name: Ganzhou Baoda Real Estate Development Co., Ltd.) handled the pre-sale license on September 28, 2021, but the enterprise received a 10,000 yuan intention payment for my clear house number on September 25, 2021. And the 263528 yuan down payment paid by me did not enter the supervision account of the Housing Management Bureau of Rongjiang New District, please ask the relevant media to preside over justice for me, verify whether the developer's behavior is legal and compliant, and ask the relevant departments to help deal with it. [/cp] @ toutiao help @ Jiangxi City Channel