【#Wealth Management##Fund Small Science# | What are the advantages of the QDII fund? 】
(1) Diversify single market risks and allocate global assets
QDII allows investors to expand their investment scope to the world, truly not putting eggs in the same basket, avoiding single market risks.
(2) Does not occupy foreign exchange quota
Investing in U.S. stocks, Hong Kong stocks, or U.S. dollar-denominated commodities requires an early currency exchange. The annual purchase quota of each person is equivalent to 50,000 US dollars, if there is a need to travel and study abroad, once the overseas investment is made, the foreign exchange quota is likely to be insufficient.
The investment QDII fund does not occupy the exchange restriction, and the foreign exchange amount generated in the investment process is uniformly applied for by the fund company and is managed by a third party.
(3) Low threshold
The threshold for investing in Hong Kong stocks or the US stock market is relatively high, and the threshold for Hong Kong Stock Connect is 500,000; to open a Hong Kong stock account or a US stock account, you need to have an overseas card to facilitate deposits. A series of processes go down, in addition to spending time and energy, but also pay a foreign exchange fee. In contrast, the QDII fund is much simpler, the threshold is also low, the minimum investment of 10 yuan.
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