In recent years, the city has accelerated the promotion of the aquaculture industry "out of the mountains and into the park", high-standard planning and construction of modern breeding bases, divided into seven major breeding areas and a comprehensive service center, the construction of breeding bases has doubled the confidence of farmers. Since breeding enterprises need a large amount of capital injection to enter the park, in order to solve the capital gap of enterprises, the Municipal Financing Guarantee Company gives full play to the role of financial leverage, focuses on the capital needs of all links of the industrial chain, solves the problem of difficult financing guarantee for enterprises, and adds impetus to the high-quality development of the aquaculture industry.
As the saying goes: the family has ten thousand, and the hairy one does not count. For a long time, aquaculture enterprises can not carry out live pledge business, which is also a factor restricting the development of aquaculture enterprises. To this end, the Municipal Financing Guarantee Company went deep into the enterprise, took the initiative to investigate and understand the development status and development problems of the enterprise, vigorously supported the dairy farming industry, actively innovated the financing guarantee method, and tailored the "live pledge loan" for the enterprises in the breeding park to help the enterprise solve the problem of financing difficulties.
Ningxia Fushengyuan Agricultural Development Co., Ltd., located in Lingwu Aquaculture Park, began construction in May 2020 and was put into use in January 2021. In the early stage of operation, due to the large demand for funds, the enterprise obtained a loan of 8 million yuan from the Yellow River Commercial Bank through the pledge of dairy cows and the guarantee of the financing guarantee company, providing financial support for the development of the enterprise.
Yang Xiong, the person in charge of Ningxia Fushengyuan Agricultural Development Co., Ltd., said: "In September 2020, the Municipal Financing Guarantee Company gave us a credit loan and gave us a very big help to the ranch, this loan is like timely rain, because at that time we just started to build, and all the funds are being invested in a large amount of cattle. ”
In the one-year period of capital use, how is the business operating? Is the money on the cutting edge? Near the Spring Festival, the Municipal Financing Guarantee Company went deep into the enterprise to investigate and understand the development of the enterprise and the use of funds. At present, the enterprise's cattle inventory has reached more than 1900 heads, milk daily output of 29.5 tons, the milk produced is all handed over to Mengniu Group, the enterprise is in good operating condition, financing guarantee company to the enterprise 8 million yuan loan for the rotation of loans, so that the development of enterprises more confident.
Yang Xiong, head of Ningxia Fushengyuan Agricultural Development Co., Ltd., said: "We expect to exceed 40 tons of milk and 3,000 cattle around June 2022. First of all, I would like to thank the financing guarantee company, which is simple to lend, flexible, and the benefits to the ranch are very large. ”
In the development of the dairy farming industry, the Municipal Financing Guarantee Company actively performs its duties, walks into the pasture, goes deep into the cattle farm, actively carries out field research and visits, actively explores the whole process of the cattle industry chain financial credit service model, and provides three-dimensional and all-round financial services for the development of small and medium-sized dairy cattle breeding enterprises. In 2021, the Municipal Financing Guarantee Company issued a total of nearly 350 million yuan in financial loans to enterprises in the Baitugang Breeding Park, fully supporting the development of enterprises.
Yang Zhicheng, director of the Guarantee Department of the Municipal Financing Guarantee Company, said: "In order to support the development of the enterprise in the Baitugang Breeding Park in Lingwu City, our Municipal Financing Guarantee Company went deep into the pasture and enterprise workshop to understand their capital needs, production and operation conditions, the development of the upstream and downstream industrial chain, etc., and tailored a suitable financing guarantee plan for them, which greatly solved the problem of enterprise financing difficulties, and also solved a series of problems such as slow return of enterprise funds and long feeding cycle, and cracked the bottleneck of enterprise development. ”
In the next step, the Municipal Financing Guarantee Co., Ltd. will pay close attention to the development of regional characteristic industries, innovate financial products, make full use of financial policies, provide exclusive financial services for dairy cattle breeding and processing enterprises, support the development of dairy farming industry in the whole process and batch, help Lingwu build a modern dairy cattle industry production system, operation system, and industrial system, fulfill corporate responsibilities, and help rural revitalization.
Reporters: Zhang Yang, Jiang Tao, Li Minghui (Intern)
Editor of this issue: Wu Weiting
Editor-in-Charge: Han Yue
Review: Zhao Guijiang