Today to tell you what kind of car is called the back car, the back car is simply the car you spend money to buy, but this car is not in its own name, this kind of car is called the back car.
1
So how did the backcar come about?
Generally speaking, there are two cases, the first of which is on the new car.
That is, you live in Beijing, but you are a foreign household registration, you have no indicators under your name, and then you want to go to a Beijing license plate, at this time there is a Beijinger who has indicators under his name, you pay money to buy a car, and then put this car under his name, in this case, this is a back car.
The second situation is common in the used car market transactions, that is, the owner of the car.
For some reasons, such as the owner of the car went abroad to run away, can not cooperate with your transfer, then at this time the car can not be transferred, you can also use it as a back car to buy and sell, this car is also a back car. Although you have spent money, the actual owner of the car is not you.
2
Can I buy a car back?
The back car can actually be bought, and the price of the back car is cheaper than the transfer car.
What are the disadvantages of the back car?
The first disadvantage of the back car is that the car was accidentally stolen one day, and you can't call the police, because the car is not in your name and does not belong to your name. The second is that once a traffic accident occurs, the car is not in your name, and when you take the insurance claim, you may say that there will be some inconvenience. These are the two major drawbacks of the back car.
3
What are the suggestions for buying a back car?
My suggestion is to buy a cheap back car, for example, spend 10,000 yuan 20,000 yuan or a few thousand yuan, to buy a back car, and then used to practice hand walking, usually open for a year, two years later, and then go to sell it is very cost-effective, but if you buy a dozen or two hundred thousand back car, then the car risk is not only slightly larger is not very cost-effective.
4
What are the precautions for buying a back car?
The first one is that the procedures must be complete!
Because the back car is not the same as the mortgage car, the mortgage car procedure is incomplete, and there is generally no green book. Then the back car, the motor vehicle registration certificate (big green book), driving license, insurance policy, this set of procedures are complete, it is best to have a copy of the original owner's ID card, when the time to review the car will be much more convenient.
The second is that the contract should be signed.
Sign the contract for what reasons the car was transferred, who is the current owner of the property right, who is the actual user now, who is the main person in charge after the traffic accident, etc., and the responsibility and the relationship should be clearly divided.
The third is a small suggestion of mine, after the car is bought, check whether there is GPS positioning on the car, if you have the conditions, it is best to change a set of car locks, door locks, fire locks, etc., after the change of the car will be safer.